A Money Pit on Wheels: 11 Trucks Owners Say Cost More in Repairs Than the Purchase Price

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A Money Pit on Wheels: 11 Trucks Owners Say Cost More in Repairs Than the Purchase Price
A Money Pit on Wheels: 11 Trucks Owners Say Cost More in Repairs Than the Purchase Price
Pickup Truck Images \u0026 Mockups | Free Photos, Icon Graphics, Logos, PNGs \u0026 HD Wallpapers – rawpixel, Photo by rawpixel.com, is licensed under CC Zero

Pickup trucks have long been an undeniable icon of American life, deeply woven into the fabric of daily work and personal endeavors since their early adaptations in the 1900s. What began as practical and affordable modifications of cab-and-chassis automobiles quickly evolved into a profound connection, establishing pickups as a cornerstone of American culture. Their popularity endures today, with these robust vehicles ranking second only to crossover SUVs in U.S. sales, a testament to their continued appeal and utility. The Ford F-Series, for instance, has impressively maintained its status as the best-selling vehicle in America for over four decades.

Modern pickups have come a long way from their rudimentary predecessors, boasting increased power, cutting-edge technology, and enhanced comfort features. However, this evolution comes with a notable trade-off: these advanced vehicles are now considerably more expensive to purchase, maintain, and repair than smaller cars. The financial commitment extends far beyond the initial price tag, encompassing a web of hidden costs such as registration, insurance, and significant upkeep expenses that can transform some of these vehicles into veritable money pits over their lifespan.

For prospective buyers and current owners, understanding the long-term financial implications is crucial. Data from CarEdge reveals a clear trend: maintenance and repair costs for pickup trucks are substantially higher than for sedans and SUVs. While sedans average around $700 per year and SUVs approximately $910 annually, light trucks like the Ford F-150 demand about $1,030 each year. Heavy-duty models, such as the Ford F-350 or Chevrolet Silverado 3500 HD, push these figures even higher, averaging $1,430 per year. These elevated expenses are directly linked to their size, the demanding workloads they handle, and the complex engine systems they employ. This article delves into specific truck models that, according to owners and expert analyses, can cost a small fortune in repairs, often accumulating expenses that rival or even exceed a significant portion of their purchase price, helping you make an informed decision for your next vehicle investment.

4th-Generation Chevrolet Silverado 3500 HD
File:2002 Chevrolet Silverado 3500 LS 4×4 Crew Cab Big Dooley, front right, 08-05-2023.jpg – Wikimedia Commons, Photo by wikimedia.org, is licensed under CC BY-SA 4.0

1. **4th-Generation Chevrolet Silverado 3500 HD**The Chevrolet Silverado 3500 HD stands as Chevrolet’s flagship 1-ton heavy-duty pickup, celebrated for its robust durability and formidable towing capabilities. This workhorse is engineered to tackle the most demanding jobs, especially when equipped with a dual rear wheel setup and the powerful 6.6-liter Duramax diesel engine, which churns out an impressive 910 lb-ft of torque. In this configuration, the 2023 Silverado 3500 HD can manage a maximum payload of 7,442 lbs and tow up to 36,000 lbs with a 5th-wheel setup, making it an indispensable asset for heavy hauling.

However, the impressive capabilities of the Silverado 3500 HD come with a significant financial commitment in terms of maintenance and repair costs. For a new model starting at $41,700, owners should brace themselves for substantial upkeep expenses over the first 10 years. The estimated total for this period is approximately $14,686, which accounts for roughly one-third of the truck’s original purchase price.

Breaking down these costs further, about $11,000 is allocated to regular, scheduled maintenance, while approximately $4,000 will be dedicated to addressing unexpected repairs. This translates to an annual average of $1,469, reflecting the inherently higher costs associated with maintaining a heavy-duty diesel truck, where specialized parts and labor contribute to the elevated expenses.

Car Model Information: 2024 RAM 2500 Big Horn
Name: Chevrolet Silverado/GMC Sierra
Caption: 2022 Silverado 2500HD High Country
Manufacturer: General Motors
Aka: unbulleted list
Production: 1998–present
Assembly: unbulleted list
Class: unbulleted list
BodyStyle: unbulleted list
Layout: unbulleted list
Predecessor: unbulleted list
Categories: 2000s cars, 2010s cars, 2020s cars, All-wheel-drive vehicles, All Wikipedia articles written in American English
Summary: The Chevrolet Silverado is a range of trucks manufactured by General Motors under the Chevrolet brand. Introduced for the 1999 model year, the Silverado is the successor to the long-running Chevrolet C/K model line. Taking its name from the top trim level from the Chevrolet C/K series, the Silverado is offered as a series of full-size pickup trucks, chassis cab trucks, and medium-duty trucks. The fourth generation of the model line was introduced for the 2019 model year. The Chevrolet Silverado shares mechanical commonality with the identically related GMC Sierra; GMC ended the use of the C/K nomenclature a model generation prior to Chevrolet. In Mexico, high-trim level versions of the Silverado use the Chevrolet Cheyenne name (not to be confused with the 2003 concept). Competing against the Ford F-Series, Ram pickup, Toyota Tundra, and Nissan Titan, the Silverado is among the best-selling vehicles in the United States, having sold over 12 million trucks since its introduction in 1998 as a 1999 model year.

Get more information about: Chevrolet Silverado

Buying a high-performing used car >>>
Brand: Chevrolet        Model: Silverado 3500 HD
Price: $46,895        Mileage: 37,555 mi.

4th-Generation Ford F-550 Super Duty
File:2019 Ford F-550 4WD, front right (NY).jpg – Wikimedia Commons, Photo by wikimedia.org, is licensed under CC BY-SA 3.0

2. **4th-Generation Ford F-550 Super Duty**The Ford F-550 Super Duty is a class-5 commercial vehicle, specifically engineered for the most rigorous industrial applications, particularly within the utility and construction sectors. Its robust design is evident in its gross weight rating of 19,500 lbs, clearly signaling its capacity for extreme tasks. When it comes to hauling and towing, the F-550 is a true powerhouse, offering a maximum payload capacity of 12,190 lbs and an formidable 5th-wheel towing capacity of 34,900 lbs, making it an essential tool for operations requiring substantial capability.

Yet, the power and utility of this commercial giant are matched by its considerable cost of ownership, particularly concerning maintenance. Over its initial 10 years of service, the Ford F-550 Super Duty is projected to incur approximately $14,840 in combined repair and maintenance expenses. This figure averages out to an annual cost of $1,484, underscoring the ongoing financial commitment required to keep such a heavy-duty commercial vehicle in optimal operating condition.

These expenses are a direct reflection of the F-550’s specialized components, the demanding environments in which it operates, and the need for expert servicing to maintain its high performance. For businesses and fleet managers, budgeting for these substantial recurring costs is a critical aspect of managing their heavy-duty fleet effectively.

Car Model Information: 2024 RAM 2500 Big Horn
Name: Ford Super Duty,(F-250/F-350/F-450/F-550/F-600)
Caption: 2020 Ford F-250
Manufacturer: Ford Motor Company
Production: January 5, 1998–present
ModelYears: 1999–present
Class: pickup truck
Layout: Front-engine, rear-wheel-drive layout
Predecessor: Ford F-Series (ninth generation)
Categories: 2000s cars, 2010s cars, All-wheel-drive vehicles, All articles with bare URLs for citations, Articles with bare URLs for citations from August 2024
Summary: The Ford Super Duty (also known as the Ford F-Series Super Duty) is a series of heavy-duty pickup trucks produced by the Ford Motor Company since the 1999 model year. Slotted above the consumer-oriented Ford F-150, the Super Duty trucks are an expansion of the Ford F-Series range, from F-250 to the F-600. The F-250 through F-450 are offered as pickup trucks, while the F-350 through F-600 are offered as chassis cabs. Rather than adapting the lighter-duty F-150 truck for heavier use, Super Duty trucks have been designed as a dedicated variant of the Ford F-Series. The heavier-duty chassis components allow for heavier payloads and towing capabilities. With a GVWR over 8,500 lb (3,900 kg), Super Duty pickups are Class 2 and 3 trucks, while chassis-cab trucks are offered in Classes 3, 4, 5, and 6. The model line also offers Ford Power Stroke V8 diesel engines as an option. Ford also offers a medium-duty version of the F-Series (F-650 and F-750), which is sometimes branded as the Super Duty, but is another chassis variant. The Super Duty pickup truck also served as the basis for the Ford Excursion full-sized SUV. The Super Duty trucks and chassis-cabs are assembled at the Kentucky Truck Plant in Louisville, Kentucky, and at Ohio Assembly in Avon Lake, Ohio. Prior to 2016, medium-duty trucks were assembled in Mexico under the Blue Diamond Truck joint venture with Navistar International.

Get more information about: Ford Super Duty

Buying a high-performing used car >>>
Brand: Ford        Model: F-550 Super Duty
Price: $46,895        Mileage: 37,555 mi.


Read more about: Buckle Up: These 12 American Cars Looked Cool, But Were an Absolute Nightmare to Own

4th-Generation Ford F-250 Super Duty
File:Ford F-250 Super Duty (P558) 1X7A7058.jpg – Wikimedia Commons, Photo by wikimedia.org, is licensed under CC BY-SA 4.0

3. **4th-Generation Ford F-250 Super Duty**Designed for those who require more substantial towing and payload capabilities than what a Ford F-150 can offer, the Ford F-250 Super Duty is a robust 3/4-ton pickup truck. This model is a strong contender for demanding work, especially when equipped with its powerful 6.7-liter High-Output Powerstroke turbo-diesel engine. This configuration enables the F-250 to achieve a maximum conventional towing capacity of 20,000 lbs and an impressive 5th-wheel tow rating of 23,000 lbs. Its maximum payload capacity stands at 4,268 lbs, affirming its role as a capable workhorse.

However, the strength and utility of the F-250 Super Duty come with a notable financial commitment for long-term ownership. Over its first 10 years, this truck is expected to accumulate approximately $14,930 in combined repair and maintenance costs, translating to an average annual expense of $1,493. It’s particularly important to note that the bulk of these expenses, roughly $10,000, typically manifest in the latter half of this period, reflecting the increased wear and tear that is common with aging heavy-duty trucks as components reach the end of their service life.

Adding to this, CarEdge data indicates that the Ford F-250 SuperDuty could cost owners $15,636 for maintenance and repairs during its first 10 years of service. Auto industry expert Melanie Musson notes, “Diesel trucks are tough, but their heavy-duty parts cost a lot of money to repair and replace.” Common issues include EGR (Exhaust Gas Recirculation) problems, with many owners opting to surrender their warranty to remove the EGR system to avoid costly repairs. Furthermore, Musson highlights that “The high-pressure fuel pump is prone to problems and it could cost a fortune to replace.” While the pump itself might cost around $1,000, replacing the entire fuel system could escalate the bill to over $10,000, illustrating the significant financial risks associated with certain critical component failures.

Car Model Information: 2024 RAM 2500 Big Horn
Name: Ford Super Duty,(F-250/F-350/F-450/F-550/F-600)
Caption: 2020 Ford F-250
Manufacturer: Ford Motor Company
Production: January 5, 1998–present
ModelYears: 1999–present
Class: pickup truck
Layout: Front-engine, rear-wheel-drive layout
Predecessor: Ford F-Series (ninth generation)
Categories: 2000s cars, 2010s cars, All-wheel-drive vehicles, All articles with bare URLs for citations, Articles with bare URLs for citations from August 2024
Summary: The Ford Super Duty (also known as the Ford F-Series Super Duty) is a series of heavy-duty pickup trucks produced by the Ford Motor Company since the 1999 model year. Slotted above the consumer-oriented Ford F-150, the Super Duty trucks are an expansion of the Ford F-Series range, from F-250 to the F-600. The F-250 through F-450 are offered as pickup trucks, while the F-350 through F-600 are offered as chassis cabs. Rather than adapting the lighter-duty F-150 truck for heavier use, Super Duty trucks have been designed as a dedicated variant of the Ford F-Series. The heavier-duty chassis components allow for heavier payloads and towing capabilities. With a GVWR over 8,500 lb (3,900 kg), Super Duty pickups are Class 2 and 3 trucks, while chassis-cab trucks are offered in Classes 3, 4, 5, and 6. The model line also offers Ford Power Stroke V8 diesel engines as an option. Ford also offers a medium-duty version of the F-Series (F-650 and F-750), which is sometimes branded as the Super Duty, but is another chassis variant. The Super Duty pickup truck also served as the basis for the Ford Excursion full-sized SUV. The Super Duty trucks and chassis-cabs are assembled at the Kentucky Truck Plant in Louisville, Kentucky, and at Ohio Assembly in Avon Lake, Ohio. Prior to 2016, medium-duty trucks were assembled in Mexico under the Blue Diamond Truck joint venture with Navistar International.

Get more information about: Ford Super Duty

Buying a high-performing used car >>>
Brand: Ford        Model: F-250 Super Duty
Price: $46,895        Mileage: 37,555 mi.


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4th-Generation Ford F-350 Super Duty
File:Ford F-350 Superduty (5215912963).jpg – Wikimedia Commons, Photo by wikimedia.org, is licensed under CC BY-SA 2.0

4. **4th-Generation Ford F-350 Super Duty**The Ford F-350 Super Duty is a versatile 1-ton truck, offering configurations in both single-rear-wheel (SRW) and dual-rear-wheel (DRW) setups. This flexibility allows owners to tailor the truck to specific towing, hauling, and even aesthetic preferences. When equipped with the potent 7.3-liter V8 engine and the DRW configuration, the F-350 proudly boasts a best-in-class payload capacity of 7,647 lbs, making it an exceptional choice for heavy loads. Alternatively, selecting the 6.7-liter High-Output Powerstroke diesel engine unlocks an impressive conventional towing capacity of 24,800 lbs and a 5th-wheel towing capacity of 32,900 lbs, solidifying its status as a powerful option for the most demanding tasks.

Despite its robust performance, maintaining the Ford F-350 over its first 10 years represents a significant financial investment, estimated at approximately $14,970 in combined repair and maintenance costs. This averages out to an annual expense of $1,497. Similar to its F-250 sibling, the distribution of these costs is not uniform across the decade.

Roughly one-third of these expenses occur within the initial five years of ownership. However, the majority of the costs, approximately $10,000, accrue between years six and ten. This pattern underscores the escalating maintenance needs and increased likelihood of more substantial repairs as these heavy-duty trucks age, demanding diligent budgeting from owners.

Car Model Information: 2024 RAM 2500 Big Horn
Name: Ford Super Duty,(F-250/F-350/F-450/F-550/F-600)
Caption: 2020 Ford F-250
Manufacturer: Ford Motor Company
Production: January 5, 1998–present
ModelYears: 1999–present
Class: pickup truck
Layout: Front-engine, rear-wheel-drive layout
Predecessor: Ford F-Series (ninth generation)
Categories: 2000s cars, 2010s cars, All-wheel-drive vehicles, All articles with bare URLs for citations, Articles with bare URLs for citations from August 2024
Summary: The Ford Super Duty (also known as the Ford F-Series Super Duty) is a series of heavy-duty pickup trucks produced by the Ford Motor Company since the 1999 model year. Slotted above the consumer-oriented Ford F-150, the Super Duty trucks are an expansion of the Ford F-Series range, from F-250 to the F-600. The F-250 through F-450 are offered as pickup trucks, while the F-350 through F-600 are offered as chassis cabs. Rather than adapting the lighter-duty F-150 truck for heavier use, Super Duty trucks have been designed as a dedicated variant of the Ford F-Series. The heavier-duty chassis components allow for heavier payloads and towing capabilities. With a GVWR over 8,500 lb (3,900 kg), Super Duty pickups are Class 2 and 3 trucks, while chassis-cab trucks are offered in Classes 3, 4, 5, and 6. The model line also offers Ford Power Stroke V8 diesel engines as an option. Ford also offers a medium-duty version of the F-Series (F-650 and F-750), which is sometimes branded as the Super Duty, but is another chassis variant. The Super Duty pickup truck also served as the basis for the Ford Excursion full-sized SUV. The Super Duty trucks and chassis-cabs are assembled at the Kentucky Truck Plant in Louisville, Kentucky, and at Ohio Assembly in Avon Lake, Ohio. Prior to 2016, medium-duty trucks were assembled in Mexico under the Blue Diamond Truck joint venture with Navistar International.

Get more information about: Ford Super Duty

Buying a high-performing used car >>>
Brand: Ford        Model: F-350 Super Duty
Price: $46,895        Mileage: 37,555 mi.

4th-Generation Ford F-450 Super Duty
File:2014 Ford F-450 Super Duty Crew Cab Platinum in Tuxedo Black Metallic, front right.jpg – Wikimedia Commons, Photo by wikimedia.org, is licensed under CC BY-SA 3.0

5. **4th-Generation Ford F-450 Super Duty**The Ford F-450 Super Duty distinguishes itself as a heavy-duty commercial pickup truck, uniquely featuring the formidable 6.7-liter Powerstroke turbo-diesel engine and an exclusive dual-rear-wheel (DRW) configuration. This specialized setup is designed to maximize its pulling power, offering an impressive conventional towing capacity of 25,000 lbs and an outstanding 5th-wheel towing capacity that can reach up to 40,000 lbs. While its towing prowess is undeniable, it’s worth noting that its maximum payload capacity is 6,457 lbs, which is about 1,200 lbs less than the Ford F-350, primarily because the F-450 does not offer the 7.3-liter V8 gas engine option.

Owning an F-450 Super Duty, a truck built for extreme demands, naturally entails substantial long-term financial commitments. Over its first 10 years of service, the Ford F-450 is projected to incur approximately $15,480 in maintenance and repair costs, equating to an average annual expenditure of $1,548. This figure highlights the consistent investment required to keep such a high-capacity vehicle operational.

Breaking down these expenses, approximately $10,000 is typically allocated to routine maintenance, with the remaining costs covering necessary repairs. Critically, there is a notable 44.27% chance that an F-450 will require major repairs during this 10-year period. This high probability underscores the intensive demands placed on this work-focused truck, making proactive budgeting for potential significant repairs an essential part of ownership.

Car Model Information: 2024 RAM 2500 Big Horn
Name: Ford Super Duty,(F-250/F-350/F-450/F-550/F-600)
Caption: 2020 Ford F-250
Manufacturer: Ford Motor Company
Production: January 5, 1998–present
ModelYears: 1999–present
Class: pickup truck
Layout: Front-engine, rear-wheel-drive layout
Predecessor: Ford F-Series (ninth generation)
Categories: 2000s cars, 2010s cars, All-wheel-drive vehicles, All articles with bare URLs for citations, Articles with bare URLs for citations from August 2024
Summary: The Ford Super Duty (also known as the Ford F-Series Super Duty) is a series of heavy-duty pickup trucks produced by the Ford Motor Company since the 1999 model year. Slotted above the consumer-oriented Ford F-150, the Super Duty trucks are an expansion of the Ford F-Series range, from F-250 to the F-600. The F-250 through F-450 are offered as pickup trucks, while the F-350 through F-600 are offered as chassis cabs. Rather than adapting the lighter-duty F-150 truck for heavier use, Super Duty trucks have been designed as a dedicated variant of the Ford F-Series. The heavier-duty chassis components allow for heavier payloads and towing capabilities. With a GVWR over 8,500 lb (3,900 kg), Super Duty pickups are Class 2 and 3 trucks, while chassis-cab trucks are offered in Classes 3, 4, 5, and 6. The model line also offers Ford Power Stroke V8 diesel engines as an option. Ford also offers a medium-duty version of the F-Series (F-650 and F-750), which is sometimes branded as the Super Duty, but is another chassis variant. The Super Duty pickup truck also served as the basis for the Ford Excursion full-sized SUV. The Super Duty trucks and chassis-cabs are assembled at the Kentucky Truck Plant in Louisville, Kentucky, and at Ohio Assembly in Avon Lake, Ohio. Prior to 2016, medium-duty trucks were assembled in Mexico under the Blue Diamond Truck joint venture with Navistar International.

Get more information about: Ford Super Duty

Buying a high-performing used car >>>
Brand: Ford        Model: F-450 Super Duty
Price: $46,895        Mileage: 37,555 mi.


Read more about: Buckle Up: These 12 American Cars Looked Cool, But Were an Absolute Nightmare to Own

5th-Generation Ram 1500
File:2019 Ram Truck 1500 Laramie.jpg – Wikimedia Commons, Photo by wikimedia.org, is licensed under CC BY-SA 4.0

6. **5th-Generation Ram 1500**The 5th-Generation Ram 1500, a popular light-duty pickup, holds the distinction of being the most expensive in its class to maintain. Its average annual repair and maintenance cost stands at $1,768, a figure that is nearly 15% higher than even the commercial-class Ford F-450, an indication of its unique financial demands among pickups. This high annual cost positions it as a significant long-term investment.

Over a decade of ownership, drivers of the Ram 1500 can expect to spend a substantial $10,500 on routine maintenance alone, complemented by an additional $7,000 allocated to repairs. This brings the total projected 10-year ownership cost for maintenance and repairs to an estimated $17,680. Such figures emphasize the importance of considering these ongoing expenses beyond the initial purchase price.

Furthermore, the Ram 1500 comes with a notable 54.8% chance of requiring a major repair during this 10-year period. This elevated probability makes it one of the costlier trucks to own over the long term, urging potential buyers to factor in a robust contingency fund for unexpected, and potentially expensive, mechanical issues.

Car Model Information: 2014 RAM 1500 Big Horn
Name: Dodge Ram / Ram pickup
Caption: 2017 Ram 1500 Express
Manufacturer: Dodge
ModelYears: 1981–present
Production: October 1980 – present
Class: Pickup truck#Full-size pickup truck,Pickup truck#Heavy-duty pickup truck
Layout: Front-engine, rear-wheel-drive layout,rear-wheel drive
Predecessor: Dodge D series
Categories: 1990s cars, 2000s cars, 2010s cars, 2020s cars, All-wheel-drive vehicles
Summary: The Ram pickup (marketed as the Dodge Ram until 2010 when Ram Trucks was spun-off from Dodge) is a full-size pickup truck manufactured by Stellantis North America (formerly Chrysler Group LLC and FCA US LLC) and marketed from 2010 onwards under the Ram Trucks brand. The current fifth-generation Ram debuted at the 2018 North American International Auto Show in Detroit, Michigan, in January of that year. Previously, Ram was part of the Dodge line of light trucks. The Ram name was introduced in October 1980 for model year 1981, when the Dodge D series pickup trucks and B series vans were rebranded, though the company had used a ram’s-head hood ornament on some trucks as early as 1933. Ram trucks have been named Motor Trend magazine’s Truck of the Year eight times; the second-generation Ram won the award in 1994, the third-generation Ram heavy-duty won the award in 2003, the fourth-generation Ram Heavy Duty won in 2010 and the fourth-generation Ram 1500 won in 2013 and 2014, and the current fifth-generation Ram pickup became the first truck in history to win the award four times, winning in 2019, 2020, 2021 and most recently, 2025.

Get more information about: Ram pickup

Buying a high-performing used car >>>
Brand: Ram        Model: 1500
Price: $17,607        Mileage: 121,275 mi.


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7. **5th-Generation Ram 4500**The Ram 4500 distinguishes itself in the heavy-duty segment not just for its formidable capabilities but also for its exceptionally high maintenance burden. This truck holds the unenviable title of the most expensive pickup to maintain, presenting owners with a staggering financial commitment over its lifespan. For businesses and individuals relying on such powerful machinery, understanding this financial aspect is as crucial as its operational prowess.

A closer look at the figures reveals the true scale of the Ram 4500’s upkeep costs. Over a decade of ownership, this truck is projected to incur approximately $25,513 in combined repair and maintenance expenses. This figure is particularly noteworthy as it surpasses the upkeep costs of even the Porsche Cayenne, a luxury vehicle known for its high service demands, effectively setting a new benchmark for vehicle maintenance expenditures.

To put this into a relatable context, maintaining a Ram 4500 for a decade can cost more than the combined annual maintenance expenses of two average crossover SUVs and a sedan. Such a substantial outlay positions the Ram 4500 as one of the priciest vehicles to keep in optimal operating condition on American roads, demanding thorough financial foresight from its owners.


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5th-Generation Ram 5500
File:2019 Ram 5500 6.7L Diesel chassis tow truck, front 1.11.20.jpg – Wikimedia Commons, Photo by wikimedia.org, is licensed under CC BY-SA 4.0

8. **5th-Generation Ram 5500**As a robust Class 5 commercial pickup, the Ram 5500 is engineered to excel in the most demanding heavy-duty applications. Its impressive specifications include a maximum towing capacity of 35,220 lbs when equipped with the 6.7-liter Cummins Turbo I-6 diesel engine, alongside a substantial payload capacity of 12,510 lbs with the 6.4-liter Hemi V8. These figures highlight its design for extreme workloads, making it a critical asset for various commercial and industrial operations.

However, the immense power and utility of the Ram 5500 come with a corresponding expectation for significant long-term financial investment in its upkeep. The extreme demands placed on its intricate body, powerful engine, advanced suspension system, and heavy-duty tires naturally lead to higher wear and tear and subsequently, higher maintenance requirements. Owners must factor in these operational realities when considering this vehicle.

Indeed, the Ram 5500 commands a steep 10-year repair and maintenance cost, projected to be around $25,200. This substantial figure firmly establishes it as one of the most expensive trucks to maintain in its category. For fleet managers and commercial operators, budgeting for these extensive ongoing costs is an indispensable component of effective asset management, ensuring the truck remains reliable for its intended purpose.

Car Model Information: 2013 RAM 2500 Tradesman
Name: Ram Heavy Duty,(2500 / 3500 / 4500 / 5500)
Caption: Ram 3500 Limited with dual-rear-wheel configuration
Manufacturer: Ram Trucks
Aka: Ram HD
Production: 2019–present
ModelYears: 2019–present
Assembly: Saltillo
BodyStyle: Unbulleted list
Related: Ram 1500 (DT),Ram 1500 Ramcharger,Ram 1500 REV,Ram 1500 TRX,Jeep Wagoneer (WS)
Engine: Unbulleted list
Transmission: Unbulleted list
Wheelbase: cvt
Length: cvt
Width: cvt
Height: cvt
Predecessor: Ram Pickup#Fourth generation (2009; DS/DJ/D2)
Categories: All articles needing additional references, Articles needing additional references from November 2023, Articles with short description, Latin NCAP pick-ups, Official website not in Wikidata
Summary: The Ram Heavy Duty (also known as the Ram HD) is the 5th generation of the Ram Pickup. Ram Pickup a series of heavy-duty pickup trucks produced by the Ram Trucks division of Stellantis. Slotted above the Ram 1500, the Heavy Duty trucks range from the Ram 2500 to the Ram 5500. The Ram 2500 and Ram 3500 are offered as pickup trucks, while the Ram 3500 through Ram 5500 are offered as chassis cabs. Introduced in January 2019 at the North American International Auto Show in Detroit, Michigan, the current Ram Heavy Duty trucks are based on the Ram 1500 (DT). Ram Heavy-Duty models are produced at Saltillo Truck Assembly in Saltillo, Mexico.

Get more information about: Ram Heavy Duty (fifth generation)

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Brand: Ram        Model: 5500
Price: $13,450        Mileage: 132,555 mi.

5th-Generation Ram 2500
File:2015 RAM 2500 Heavy-Duty Mega Cab Power Wagon Laramie in Deep Cherry Red Crystal Pearl (Belterra), Front Left, 04-05-2023.jpg – Wikimedia Commons, Photo by wikimedia.org, is licensed under CC BY-SA 4.0

9. **5th-Generation Ram 2500**The Ram 2500 stands as Stellantis’ capable 3/4-ton pickup, designed for consumers who require robust performance beyond typical light-duty trucks. It boasts a maximum payload of 4,000 lbs with the 6.4-liter Hemi V8 engine, and an impressive 19,980 lbs towing capacity when equipped with the potent 6.7-liter Cummins diesel engine. This combination positions it as a versatile option for both work and personal use, balancing power with comfort.

Despite offering slightly lower performance figures compared to its larger commercial siblings like the Ram 5500, the Ram 2500 still manages to be a notably expensive vehicle to maintain. This can be attributed to its comprehensive full-body design, enhanced passenger comfort features, and the integration of advanced technology, all of which contribute to higher service costs. These elements, while desirable, often necessitate specialized parts and labor.

According to CarEdge data, the 5th-Generation Ram 2500 diesel engine can cost owners an average of $26,665 for repairs and maintenance during its first 10 years of service. This significant expense underscores the importance of a detailed financial plan when investing in this heavy-duty pickup. The annual average for these costs translates to a substantial recurring outlay, reflecting the complexities of its design and the demands placed upon its components.

Auto industry expert Melanie Musson notes that while “The Cummins engine is fantastic,” owners should “count on costly repairs for just about everything else.” For instance, a transmission failure in a Ram 2500 could lead to a bill of around $5,000 for a rebuilt transmission. Furthermore, the 2500 diesel is frequently susceptible to injector problems, with replacement costs potentially reaching as much as $4,000, illustrating the high cost of critical component failures.

Beyond these major mechanical issues, Musson also highlights common, albeit less severe, problems such as malfunctioning power locks and power windows. While fixing these might only cost a few hundred dollars, she points out that “the problem often repeats itself,” adding to the cumulative maintenance burden over time. These frequent, even if minor, repairs contribute to the overall high cost of ownership. The heavy-duty trucks from Ram, specifically the 2500-5500 range, also have a high probability of needing a significant repair, with a 79.2% chance during a ten-year period.

Car Model Information: 2014 RAM 2500 Tradesman
Name: Dodge Ram / Ram pickup
Caption: 2017 Ram 1500 Express
Manufacturer: Dodge
ModelYears: 1981–present
Production: October 1980 – present
Class: Pickup truck#Full-size pickup truck,Pickup truck#Heavy-duty pickup truck
Layout: Front-engine, rear-wheel-drive layout,rear-wheel drive
Predecessor: Dodge D series
Categories: 1990s cars, 2000s cars, 2010s cars, 2020s cars, All-wheel-drive vehicles
Summary: The Ram pickup (marketed as the Dodge Ram until 2010 when Ram Trucks was spun-off from Dodge) is a full-size pickup truck manufactured by Stellantis North America (formerly Chrysler Group LLC and FCA US LLC) and marketed from 2010 onwards under the Ram Trucks brand. The current fifth-generation Ram debuted at the 2018 North American International Auto Show in Detroit, Michigan, in January of that year. Previously, Ram was part of the Dodge line of light trucks. The Ram name was introduced in October 1980 for model year 1981, when the Dodge D series pickup trucks and B series vans were rebranded, though the company had used a ram’s-head hood ornament on some trucks as early as 1933. Ram trucks have been named Motor Trend magazine’s Truck of the Year eight times; the second-generation Ram won the award in 1994, the third-generation Ram heavy-duty won the award in 2003, the fourth-generation Ram Heavy Duty won in 2010 and the fourth-generation Ram 1500 won in 2013 and 2014, and the current fifth-generation Ram pickup became the first truck in history to win the award four times, winning in 2019, 2020, 2021 and most recently, 2025.

Get more information about: Ram pickup

Buying a high-performing used car >>>
Brand: Ram        Model: 2500
Price: $28,455        Mileage: 147,679 mi.


Read more about: Toyota’s Hypothetical ‘Water Engine’: Unpacking Hydrogen’s Disruptive Potential and the Future of Mobility Beyond EVs

5th-Generation Ram 3500
File:25 Ram 3500 Laramie.jpg – Wikimedia Commons, Photo by wikimedia.org, is licensed under CC Zero

10. **5th-Generation Ram 3500**Taking the top position as the most expensive pickup truck to maintain in the U.S., the 5th-Generation Ram 3500 presents an unparalleled financial commitment for its owners. CarEdge data indicates that over its first ten years, the estimated repair and maintenance costs for the Dodge Ram 3500 add up to approximately $26,900. This figure is substantially higher than the industry average for heavy-duty models, exceeding it by $8,033.

To truly grasp the magnitude of this expense, consider that the cost of keeping a Ram 3500 on the road for a full decade is equivalent to or even greater than purchasing a brand-new base-model Toyota Corolla, with money potentially left over. This startling comparison highlights just how financially demanding long-term ownership of this particular truck can be, positioning it as a significant decision for any prospective buyer.

The elevated upkeep costs for the Ram 3500, within the Ram truck lineup, are likely influenced by its unique blend of attributes. Unlike purely commercial-focused models such as the Ram 4500 and 5500, the 3500 strikes a balance between extreme utility, considerable passenger comfort, and premium luxury features. This combination of work-ready capability and upscale appeal often translates into more complex systems and specialized components, thereby contributing to its steep maintenance expenses.

Adding to the financial considerations, the Dodge Ram 3500 comes with a notable 79.19% chance of requiring a major repair during its first 10 years of service. This probability is nearly 25% worse than that of similar vehicles in its class, underscoring the significant financial risks associated with potential unexpected breakdowns. Owners must be prepared to budget for both routine maintenance and the high likelihood of substantial repairs.

Car Model Information: 2022 RAM 3500 Big Horn
Name: Dodge Ram / Ram pickup
Caption: 2017 Ram 1500 Express
Manufacturer: Dodge
ModelYears: 1981–present
Production: October 1980 – present
Class: Pickup truck#Full-size pickup truck,Pickup truck#Heavy-duty pickup truck
Layout: Front-engine, rear-wheel-drive layout,rear-wheel drive
Predecessor: Dodge D series
Categories: 1990s cars, 2000s cars, 2010s cars, 2020s cars, All-wheel-drive vehicles
Summary: The Ram pickup (marketed as the Dodge Ram until 2010 when Ram Trucks was spun-off from Dodge) is a full-size pickup truck manufactured by Stellantis North America (formerly Chrysler Group LLC and FCA US LLC) and marketed from 2010 onwards under the Ram Trucks brand. The current fifth-generation Ram debuted at the 2018 North American International Auto Show in Detroit, Michigan, in January of that year. Previously, Ram was part of the Dodge line of light trucks. The Ram name was introduced in October 1980 for model year 1981, when the Dodge D series pickup trucks and B series vans were rebranded, though the company had used a ram’s-head hood ornament on some trucks as early as 1933. Ram trucks have been named Motor Trend magazine’s Truck of the Year eight times; the second-generation Ram won the award in 1994, the third-generation Ram heavy-duty won the award in 2003, the fourth-generation Ram Heavy Duty won in 2010 and the fourth-generation Ram 1500 won in 2013 and 2014, and the current fifth-generation Ram pickup became the first truck in history to win the award four times, winning in 2019, 2020, 2021 and most recently, 2025.

Get more information about: Ram pickup

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Brand: Ram        Model: 3500
Price: $46,750        Mileage: 69,617 mi.

11. **Chevrolet Silverado 1500**The Chevrolet Silverado 1500, a widely popular full-size truck, carries a surprising distinction: it ranks as a model that owners report costing more in repairs than might be initially expected. Despite its reputation for reliability in some circles, specific issues can make its long-term ownership more expensive than many anticipate. According to CarEdge data, the Silverado 1500 could incur $10,618 in maintenance and repairs over its first 10 years.

A significant contributing factor to these costs often stems from its infotainment system. Auto industry expert Melanie Musson points out, “It’s surprising how something that wasn’t even an option 20 years ago is now a critical and costly component.” When this system fails, owners can anticipate repair or replacement costs ranging from $500 to $1,000, an expense that can quickly add up and impact the overall cost of ownership.

Beyond the infotainment system, engine problems represent another potentially expensive issue for Silverado 1500 owners. Musson warns that if issues arise with the engine, owners “should expect to spend at least $1,000 for repairs.” These engine-related problems can be particularly taxing on a budget, pushing the annual average repair costs higher than expected for a truck of this class.

Despite these potential financial pitfalls, the 2024 Silverado 1500 surprisingly holds an above-average reliability rating of 84 out of 100 from J.D. Power, a score that places it favorably against competitors like the Ford F-150 (78) and the Toyota Tundra (82). This suggests that while specific failures can be costly, the truck generally performs reliably across many other components.

The average Silverado 1500 model is still expected to deliver between 200,000 to 250,000 miles with consistent care and maintenance, with some units even surpassing 300,000 miles. This longevity indicates that while certain repairs may be expensive, a well-maintained Silverado 1500 can still offer considerable service life. The key, however, lies in understanding and budgeting for these potential high-cost issues to truly mitigate the “money pit” aspect.

**Too Costly to Love? The Long-Term Reality of Truck Ownership**

While pickup trucks continue to be an essential part of American culture and industry, their rising maintenance and repair costs are crucial considerations for prospective buyers. Whether it’s a light-duty truck like the Ram 1500 or a heavy-duty workhorse such as the Ford F-450 or Chevrolet Silverado 3500 HD, the long-term expenses of owning these versatile vehicles can accumulate significantly. The data clearly shows that larger trucks, especially those designed for extreme towing and hauling capabilities, tend to be the most costly to maintain, with some models exceeding $25,000 in repair and maintenance costs over a single decade.

Car Model Information: 2024 RAM 2500 Big Horn
Name: Chevrolet Silverado/GMC Sierra
Caption: 2022 Silverado 2500HD High Country
Manufacturer: General Motors
Aka: unbulleted list
Production: 1998–present
Assembly: unbulleted list
Class: unbulleted list
BodyStyle: unbulleted list
Layout: unbulleted list
Predecessor: unbulleted list
Categories: 2000s cars, 2010s cars, 2020s cars, All-wheel-drive vehicles, All Wikipedia articles written in American English
Summary: The Chevrolet Silverado is a range of trucks manufactured by General Motors under the Chevrolet brand. Introduced for the 1999 model year, the Silverado is the successor to the long-running Chevrolet C/K model line. Taking its name from the top trim level from the Chevrolet C/K series, the Silverado is offered as a series of full-size pickup trucks, chassis cab trucks, and medium-duty trucks. The fourth generation of the model line was introduced for the 2019 model year. The Chevrolet Silverado shares mechanical commonality with the identically related GMC Sierra; GMC ended the use of the C/K nomenclature a model generation prior to Chevrolet. In Mexico, high-trim level versions of the Silverado use the Chevrolet Cheyenne name (not to be confused with the 2003 concept). Competing against the Ford F-Series, Ram pickup, Toyota Tundra, and Nissan Titan, the Silverado is among the best-selling vehicles in the United States, having sold over 12 million trucks since its introduction in 1998 as a 1999 model year.

Get more information about: Chevrolet Silverado

Buying a high-performing used car >>>
Brand: Chevrolet        Model: Silverado 1500
Price: $46,895        Mileage: 37,555 mi.


Read more about: Under the Hood: Unmasking 7 Overrated American Cars and Celebrating 7 Overlooked Gems That Deserve Your Attention

Despite these substantial expenses, pickup trucks steadfastly remain among the most popular and versatile vehicles on the market, offering an unmatched combination of power, utility, and modern comfort features. For those who genuinely rely on them for rigorous work, demanding personal projects, or specific lifestyle needs, the undeniable benefits often outweigh the considerable costs. However, a comprehensive understanding of the financial commitment required for upkeep is paramount. This insight can empower buyers to make informed decisions and better prepare for the long-term investment that owning a high-performing truck truly represents, ensuring their road companion remains a valuable asset rather than a perpetual money pit.

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