Buyer Beware: 15 Sedans That Become Money Pits vs. Those That Hold Their Value After Five Years

Buying a new vehicle is undoubtedly exciting, whether it’s a boost to your net worth or a long-awaited trade-in. However, the initial thrill can often obscure a critical aspect of car ownership: the true long-term costs. It’s not just about the sticker price; it’s what your vehicle demands from your wallet years down the road.

Many buyers meticulously research upfront costs like purchase price, insurance, and fuel economy. But the real financial pitfalls often emerge once a car hits the five-year mark, when warranties expire and wear and tear begin to show. Some sedans become notorious money pits, while others gracefully retain their value, proving to be wise investments.

We’ve delved into data-driven insights and expert opinions to highlight sedans that can quickly become costly burdens and, conversely, those that offer remarkable long-term value. Our goal is to equip you with the knowledge to navigate the used car market smartly, ensuring your next sedan purchase doesn’t turn into an unexpected financial drain.

1. **BMW 5 Series**The BMW 5 Series, a symbol of luxury and high performance, often carries an allure that can be hard to resist. Yet, its sophisticated engineering and premium brand status come with a significant catch: substantial long-term ownership costs. This isn’t just about the initial price tag; it’s about the continuous demands it places on your finances.

This luxury sedan has faced several recalls for “gearbox problems, cooling issues and premature rotor wear,” which can quickly translate into expensive repairs. As automotive expert Blake Shaw notes, “Due to the high cost of parts and the intricate engineering of BMWs, maintenance and repair expenses can be enormous” compared to non-luxury brands. Even routine maintenance is costly, averaging “over $4,400 for a new vehicle” over five years.

When all factors are considered—including depreciation, insurance, and fuel—the “total cost of owning a BMW 5 Series… is $81,249” over five years. This demonstrates that while the 5 Series offers an undeniable driving experience, it requires a significant ongoing financial commitment, easily becoming a money pit if you’re unprepared for its premium demands.

Car Model Information: 2023 Honda Civic EX
Name: BMW 5 Series
Manufacturer: BMW
Production: 1972–present
Class: Executive car
BodyStyle: Sedan (automobile)
Layout: Front-engine, rear-wheel-drive,Front-engine, all-wheel-drive
Predecessor: BMW New Class
Categories: 1980s cars, 1990s cars, 2000s cars, 2010s cars, 2020s cars
Summary: The BMW 5 Series is an executive car manufactured and marketed by BMW since 1972. It is the successor to the BMW New Class sedans and is currently in its eighth generation. The car is sold as either a sedan or, since 1991, a station wagon (marketed as “Touring”). A 5-door fastback (marketed as “Gran Turismo”) was sold between 2009 and 2017. Each successive generation has been given an internal G-code designation since 2017. Previously, a F-code designation was used between 2010 and 2016, while an E-code designation was used between 1972 and 2010. These are used to distinguish each model and generation from each other. The first generation of the 5 Series was powered by naturally aspirated four-cylinder and six-cylinder petrol engines. Following generations have been powered by four-cylinder, six-cylinder, V8 and V10 engines that are either naturally aspirated or turbocharged. Since 1982, diesel engines have been included in the 5 Series range. The 5 Series is BMW’s second-best-selling model after the 3 Series. On 29 January 2008, the 5 millionth 5 Series was manufactured, a 530d sedan in Carbon Black Metallic. It is BMW’s oldest nameplate still in production and the first model line to use “Series” in the name, debuting the three-digit model naming convention still used today. Since the E28, all generations of 5 Series have included an “M” model, called the BMW M5.

Get more information about: BMW 5 Series

Buying a high-performing used car >>>
Brand: BMW Model: 5 Series
Price: $23,541 Mileage: 56,979 mi.

Bentley performance-driven bespoke nature — 2012 Audi A6 Official Specs and Images – autoevolution, Photo by autoevolution.com, is licensed under CC BY-SA 4.0

2. **Audi A6**Another luxury contender, the Audi A6, is a popular choice among those seeking a refined mid-sized sedan. Yet, beneath its elegant German design, the A6 harbors long-term expenses that can surprise owners. Its status as a foreign luxury vehicle introduces unique financial challenges that prospective buyers must carefully consider.

Owners have reported issues like “faulty wiring, blown fuses, and malfunctioning control models,” which require specialized attention. Finding a mechanic “well-versed in foreign vehicles” and sourcing “most materials [that] will need to be ordered” drives up both the cost and time for repairs. The “average cost of repairs during the first five years of owning the Audi A6 is $3,074.”

Expert Cruze highlights “shifting gears not working properly, oil leaking, and turbocharger issues” as common problems, noting Audis “tend to have above-average repair costs and frequencies.” Despite its appeal, the A6’s “total cost of owning… over five years is slightly lower than the BMW 5 Series at $78,947,” still making it a costly proposition due to its premium parts and specialized service needs.

Car Model Information: 2016 Audi A6 2.0T Premium Plus
Name: Audi A6
Caption: 2025 Audi A6 (C9)
Manufacturer: Audi AG
Production: 1994–present,2000–present (China)
Class: Executive car
BodyStyle: Sedan (car)
Layout: longitudinal engine,FF layout
Sp: uk
Predecessor: Audi 100
Categories: 2000s cars, 2010s cars, 2020s cars, All-wheel-drive vehicles, All Wikipedia articles written in British English
Summary: The Audi A6 is an executive car manufactured by the German company Audi since 1994. Now in its sixth generation, the successor to the Audi 100 is manufactured in Neckarsulm, Germany, and is available in saloon and estate configurations, the latter marketed by Audi as the Avant. Audi’s internal numbering treats the A6 as a continuation of the Audi 100 lineage, with the initial A6 designated as a member of the C4-series, followed by the C5, C6, C7, C8 and the C9. The related Audi A7 is essentially a Sportback (liftback) version of the C7-series and C8-series A6 but is marketed under its own separate identity and model designation. All generations of the A6 have offered either front-wheel-drive or Torsen-based four-wheel-drive, marketed by Audi as their quattro system. The A6 has also been used as the basis for the company’s Allroad models since 1999.

Get more information about: Audi A6

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Brand: Audi Model: A6
Price: $9,310 Mileage: 161,792 mi.

3. **Chevrolet Cruze**The Chevrolet Cruze, discontinued in 2019, might appear as an attractive, affordable used sedan. However, its discontinuation combined with the natural aging process of any vehicle means that what seems like a budget-friendly purchase can quickly transform into a significant financial burden for its owners. This is a classic case where initial savings can be swallowed by later expenses.

As vehicles age, maintenance costs invariably rise, and the Cruze is no exception. “For the average Chevrolet vehicle, maintenance costs jump from $859 to $1,078 between years five and six.” This upward trend continues, with “expected annual maintenance [reaching] $1,358” by year nine. Such increases can quickly erode any initial savings made on a used purchase.

Adding to the concern is the increased risk of major repairs; by year nine, “there is a 22.44% probability of having a major repair.” Peter Dubois warns of “transmission issues to cooling system problems to engine leaks,” which “cause the car to wear and tear easily.” This combination of escalating routine costs and a high risk of major failure makes the Chevrolet Cruze a potentially overbearing financial commitment.

4. **Mercedes-Benz S-Class**The Mercedes-Benz S-Class is an undeniable emblem of luxury and a powerful statement of wealth. While its presence is certainly impressive, the long-term financial reality of owning this high-end sedan is equally striking, but for less desirable reasons. It consistently ranks as one of the most expensive vehicles to own, with depreciation playing a huge role.

The “average cost of owning a Mercedes-Benz S-Class for five years is $144,327,” a staggering sum primarily driven by depreciation, which accounts for “more than half of this figure.” This rapid loss of value means that while the car maintains a high “residual value… around $66,000” after five years, the financial hit taken by the owner is immense.

Beyond depreciation, maintenance is also a substantial expense, “averaging $4,266 after five years” for general upkeep. Compounding this, “During the first ten years of owning the S-Class, there is a 31.57% chance of having a major repair.” This high probability of a costly fix, on top of rapid value loss, makes the S-Class a true financial commitment far beyond its initial purchase price.

5. **Volvo S90**Volvo’s reputation for safety and reliability often makes its vehicles, like the S90, seem like sound long-term investments. However, the S90 carries a less apparent financial burden stemming from its advanced technology and the increasing maintenance demands that emerge after several years of ownership. This can lead to unexpected, costly surprises for owners.

The S90’s “advanced safety system” is a known source of “high, unexpected expenses” over the long term. These complex electronic systems can be incredibly costly to repair when issues arise. While initial maintenance averages “$3,110” over five years, “maintenance costs increase after five years,” with owners potentially paying “over $1,000 yearly for regular maintenance” by year six.

Furthermore, by year ten, “there is a 26.81% chance of the vehicle needing a major repair.” Despite its reliable brand image, the text notes that “maintenance costs for the Volvo S90 can catch you by surprise, especially when you have technology issues.” This makes the S90 a sedan where the commitment to safety and innovation can translate into a significant commitment of funds over time.

Car Model Information: 2022 Volvo S90 B6 AWD R-Design
Name: Volvo S90
Caption: 2018 Volvo S90 (US)
Manufacturer: Volvo Cars
Production: 2016–2024 (United States, Australia, Canada, Europe, and India),2016–present (Middle East, China, and several other Asian countries)
ModelYears: 2017–2025 (United States, Australia, Canada, Europe, and India),2017–present (Middle East, China, and several other Asian countries)
Assembly: ubl
Designer: Thomas Ingenlath,Örjan Sterner (Exterior),Tisha Johnson (Interior)
Class: Executive car
BodyStyle: Sedan (car)
Layout: Front-engine, front-wheel-drive layout,front-wheel drive
Platform: Volvo Scalable Product Architecture platform
Related: Volvo V90,Polestar 1,Volvo XC90#second
Engine: Petrol:,Straight-four engine,(140kW–235kW),Diesel:,Straight-four engine,(140kW–173kW),Hybrid:,Straight-four engine,(234kW–235kW + 64kW)
Motor: Permanent-magnet synchronous motor,34 kW
Abbr: on with mirrors
Transmission: Manual transmission,6-speed M76 manual,Aisin Seiki
Drivetrain: Plug-in hybrid,Mild Hybrid
Battery: {{val,9.2,u=kWh,lithium-ion battery
ElectricRange: 45 km
Wheelbase: convert
Length: S90: {{convert,4963,mm,in,1,abbr=on
Width: {{convert,1890,mm,in,1,abbr=on
Height: convert
Weight: convert
Predecessor: Volvo S80#Second generation (2006–2016)
Successor: Volvo ES90
Sp: uk
Categories: All-wheel-drive vehicles, Articles with short description, CS1 Chinese-language sources (zh), CS1 Finnish-language sources (fi), CS1 German-language sources (de)
Summary: The Volvo S90 is an executive sedan manufactured and marketed by Swedish automaker Volvo Cars from 2016. Its estate variant is called the Volvo V90.

Get more information about: Volvo S90

Buying a high-performing used car >>>
Brand: Volvo Model: S90
Price: $38,114 Mileage: 19,556 mi.

6. **Toyota Camry**Moving to the brighter side of ownership, the Toyota Camry stands as a perennial favorite for good reason: its unwavering reputation for reliability and impressive long-term value retention. For buyers seeking a sedan that offers peace of mind and won’t drain their savings, the Camry consistently proves to be a benchmark of smart investment.

The Camry’s “exceptional reliability” is its strongest asset, meaning it “typically require[s] fewer costly repairs as they age.” This translates directly into strong resale demand, with the Camry famously retaining “around 50-55% of its original value after five years,” a figure that outperforms numerous competitors. Its “excellent miles per gallon” further enhances its appeal to budget-conscious buyers.

Beyond its financial merits, the Camry offers a “well-rounded package of comfort and technology,” including “user-friendly infotainment” and “advanced safety systems.” This combination of durability, efficiency, and desirable features ensures its broad appeal, keeping demand steady and making it an excellent example of a sedan that truly offers long-term financial satisfaction.

“Honda Accord Hybrid form Guangzhou Auto Show in 2016” by Nissangeniss is licensed under CC BY-SA 4.0

7. **Honda Accord**Alongside the Toyota Camry, the Honda Accord has firmly established itself as a leading midsize sedan, celebrated for its blend of sleek design, robust reliability, and engaging driving dynamics. These qualities not only make it a pleasure to own but also contribute significantly to its excellent resale value, making it a truly smart choice for discerning buyers.

The Accord’s “reputation for dependability” is a key driver of its strong resale value, with Honda engines and transmissions known “for their durability.” This reliability translates into “fewer costly repairs over the life of the vehicle,” a major reassurance for used car buyers. Its “strong fuel economy” across all variants also appeals to a wide range of consumers, boosting its desirability.

Providing a balanced ride with “responsive handling” and a “spacious, high-quality cabin,” the Accord remains competitive even as it ages. Equipped with “Honda Sensing”—a suite of advanced driver assistance technologies—it also excels in safety. This combination of reliability, efficiency, comfort, and a “timeless styling” ensures the Accord holds its value exceptionally well, securing its place as a top investment in the sedan segment.

Following our deep dive into the initial seven contenders, it’s clear that understanding a car’s financial footprint goes far beyond its showroom appeal. We’ve seen how some luxury stalwarts can quickly drain your bank account, while reliable workhorses quietly build equity. Now, let’s continue our journey through the used sedan landscape, unveiling more vehicles that prove their worth and those that regrettably become financial burdens once they celebrate their fifth birthday.

The quest for a sedan that remains a smart financial companion rather than a costly commitment is paramount for any savvy buyer. Whether you’re looking for a vehicle that can brave the elements, offers a touch of luxury without the typical price-tag pitfalls, or simply delivers an engaging drive that holds its value, the next few picks are sure to get your engines revving for the right reasons.

Car Model Information: 2013 Honda Accord EX
Name: Honda Accord
Caption: 2023 Honda Accord LX (US)
Alt: Front three-quarter view of a front-engined four-door car.
Manufacturer: Honda
Production: 1976–present
Class: Compact car
BodyStyle: hatchback
Layout: Front-engine, front-wheel-drive layout
Predecessor: Honda 1300
Categories: 1980s cars, 1990s cars, 2000s cars, 2010s cars, 2020s cars
Summary: The Honda Accord (Japanese: ホンダ・アコード, Hepburn: Honda Akōdo; ), also known as the Honda Inspire (Japanese: ホンダ・インスパイア, Hepburn: Honda Insupaia) in Japan and China for certain generations, is a series of automobiles manufactured by Honda since 1976, best known for its four-door sedan variant, which has been one of the best-selling cars in the United States since 1989. The Accord nameplate has been applied to a variety of vehicles worldwide, including coupes, station wagons, hatchbacks and a Honda Crosstour crossover.

Get more information about: Honda Accord

Buying a high-performing used car >>>
Brand: Honda Model: Accord
Price: $13,875 Mileage: 66,478 mi.

“Subaru Legacy GT” by MSVG is licensed under CC BY 2.0

8. **Subaru Legacy**The Subaru Legacy carves out a niche as a stellar choice for buyers who place a premium on all-weather capability, steadfast safety, and enduring long-term value. Its standard all-wheel-drive (AWD) system is a game-changer, especially for drivers in regions where challenging weather conditions are the norm, and this unique feature is a significant catalyst for its excellent resale value after half a decade.

Behind the Legacy’s strong resale lies a potent combination of dependability and AWD practicality. Subaru has cultivated an incredibly loyal customer base, drawn to the brand’s reputation for ruggedness and reliability. Many Legacy owners will tell you that their vehicles remain mechanically sound well past the 100,000-mile mark with just routine maintenance, offering peace of mind to used car buyers seeking longevity without the specter of unexpected repair costs.

While its fuel economy is competitive for an AWD sedan, thanks to its efficient four-cylinder engines and a continuously variable transmission (CVT), it might not always match the absolute lowest numbers of some front-wheel-drive competitors. However, the undeniable added traction and safety benefits more than justify the slightly higher fuel consumption for many buyers, significantly boosting its appeal in used markets where AWD is a highly sought-after feature.

The Legacy truly excels in the safety department, consistently earning top ratings from both the IIHS and NHTSA. This is largely attributed to Subaru’s innovative EyeSight Driver Assist technology, which bundles features like adaptive cruise control, lane-keeping assist, and automatic emergency braking. Inside, drivers and passengers are treated to a comfortable and quiet cabin, replete with user-friendly technology, quality materials, and generous interior space. Its timeless design, balancing modern aesthetics with subtle elegance, ensures it ages gracefully, keeping demand steady in the resale market.

Car Model Information: 2023 Subaru Legacy
Name: Subaru Legacy
Caption: 2020 Subaru Legacy (United States)
Manufacturer: Subaru
Aka: Isuzu Aska
Production: 1989–2020 (worldwide),1989–2025 (North America)
Assembly: Ōta, Gunma
Class: Mid-size car
BodyStyle: Sedan (automobile)
Layout: Front-engine, front-wheel-drive
ModelYears: 1990–2025 (North America)
Categories: 1990s cars, 2000s cars, 2010s cars, 2020s cars, All-wheel-drive vehicles
Summary: The Subaru Legacy is a mid-size car built by Japanese automobile manufacturer Subaru from 1989 to 2025. The maker’s flagship car, it is unique in its class for offering all-wheel drive as a standard feature, and Subaru’s traditional boxer engine. In 1996, a variant of the Legacy with heightened suspension called the Legacy Outback was introduced to compete in the burgeoning sport-utility vehicle class, and proved to be a sales success for Subaru. The Outback line was split into its own model in 2008, known as the Subaru Outback. As of 2008, 3.6 million Legacy models have been built since its 1989 introduction. Production of the Legacy ended in Japan in June 2020, with the sixth-generation Legacy being the last model produced and marketed in Japan. Subaru of America announced in an internal email that 2025 will be the last model year for the Subaru Legacy. The Subaru Outback will remain in production, after being the company’s top selling model in 2023. The Legacy was sold as the Liberty in Australia out of deference to Legacy Australia, an organisation dedicated to caring for the families of military service veterans.

Get more information about: Subaru Legacy

Buying a high-performing used car >>>
Brand: Subaru Model: Legacy
Price: $21,950 Mileage: 9,667 mi.

“2007-lexus-es-350” by DanTheWebmaster is licensed under CC BY-SA 2.0

9. **Lexus ES**Stepping into the luxury segment, the Lexus ES consistently garners praise for its robust resale value after five years, a testament primarily to its stellar reputation for exceptional reliability and unparalleled premium comfort. As the entry-level offering in Lexus’s esteemed lineup, the ES masterfully blends a suite of upscale features with a durability that resonates deeply with both new and used car buyers.

A fundamental reason for the ES’s impressive value retention is Lexus’s unwavering commitment to crafting reliable vehicles. While it shares many core components with the venerable Toyota Camry, including battle-tested powertrains, the ES elevates the experience with superior materials and more advanced features. Owners frequently report minimal mechanical issues, even after years of use, which significantly boosts buyer confidence in the competitive used car market.

Fuel economy for the Lexus ES holds its own within the luxury sedan segment, particularly with the readily available hybrid variants. This commendable efficiency positions it as a highly practical choice for drivers who desire a plush, upscale ride without the burden of exorbitant fuel costs, thereby further enhancing its overall resale appeal to a discerning audience.

Where the ES truly shines is in its delivery of luxury and comfort. It boasts a remarkably spacious and hushed cabin, adorned with premium upholstery, state-of-the-art infotainment, and a plethora of convenience features designed to pamper. The car’s smooth ride quality, exquisitely refined suspension, and superior sound insulation collectively ensure that both drivers and passengers enjoy a truly first-class experience, whether on a daily commute or an extended road trip. Safety is equally paramount, with the ES equipped with Lexus Safety System+, a comprehensive suite of advanced driver assistance technologies crucial for today’s peace of mind.

“Mazda6 Facelift” by Thomas doerfer is licensed under CC BY 3.0

10. **Mazda6**The Mazda6 has, over time, meticulously cultivated a reputation as one of the most engaging midsize sedans to drive on the market, brilliantly pairing its spirited performance with solid reliability and impressive value retention. Mazda’s consistent focus on delivering sporty handling, a truly stylish design, and an interior that exudes a premium feel has undeniably cemented the Mazda6’s strong resale value even after a five-year stint on the road.

One of the undeniable secret ingredients helping the Mazda6 confidently hold its value is its intensely engaging driving experience. Diverging from many midsize sedans that often solely prioritize comfort, the Mazda6 brings a refreshing zest to the table with its sharp handling, wonderfully responsive steering, and a ride that is both smooth and dynamic. This unique blend attracts a passionate group of buyers who genuinely appreciate performance without having to compromise on practicality, a factor that crucially helps to maintain robust demand in the used car market.

When it comes to dependability, Mazda6 models have consistently demonstrated impressive durability. Routine maintenance is generally straightforward and remains reasonably priced, and the vehicle greatly benefits from Mazda’s increasingly recognized reputation for quality engineering. This inherent reliability reassures prospective buyers that they are unlikely to face unexpected, budget-draining repair costs, which is a significant plus when evaluating a car’s long-term resale value.

Adding to its appeal, the Mazda6’s fuel efficiency is competitively strong within its segment, with its four-cylinder engines consistently delivering respectable mileage figures. Mazda’s overarching philosophy, which brilliantly balances economical yet enjoyable driving, manages to appeal to budget-conscious buyers who adamantly refuse to compromise on either style or driving pleasure. The interior design of the Mazda6 is yet another standout feature, boasting an upscale cabin meticulously crafted with high-quality materials, a user-friendly infotainment system, and supremely comfortable seating. This winning combination ensures the car retains its fresh, desirable allure even years after its initial launch.

Car Model Information: 2021 Mazda Mazda6 Touring
Name: Mazda6
Manufacturer: Mazda
Aka: Mazda Atenza (Japan and China, 2002–2019)
Production: February 2002 – December 2024
Class: Mid-size car
Layout: Front-engine, front-wheel-drive,Front-engine, all-wheel-drive
Predecessor: Mazda Capella,Mazda Xedos 6
Successor: Mazda EZ-6
Categories: 2010s cars, 2020s cars, All-wheel-drive vehicles, All articles with unsourced statements, Articles containing Japanese-language text
Summary: The Mazda 6 (known as the Mazda Atenza in Japan, derived from the Italian attenzione) is a mid-size sedan produced by Mazda since 2002, replacing the long-produced Capella/626. The Mazda6 was marketed as the first example of the company’s “Stylish, Insightful and Spirited” design philosophy, followed by the Mazda2 in December 2002, the RX-8 in August 2003, the Mazda3 in January 2004, the Mazda5 in the summer of 2005, the MX-5 in October 2005, and the CX-7 in November 2006. The 2003 Mazda6 is essentially the seventh-generation Mazda 626, part of the ‘G’ model code family.

Get more information about: Mazda6

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Brand: Mazda Model: Mazda6
Price: $19,999 Mileage: 86,539 mi.

“2015 Chrysler 200 Limited” by Greg Gjerdingen is licensed under CC BY 2.0

11. **Chrysler 200**The Chrysler 200 often stands as a stark warning, cited as a prime example of a sedan that suffers from painfully steep depreciation within just a few short years of ownership. Despite its initially stylish design and a suite of competitive features, the 200 has struggled tremendously to hold its value, a predicament stemming from a challenging cocktail of reliability concerns, a tarnished brand perception, and unfavorable market dynamics that relentlessly work against it.

A significant, indeed perhaps the primary, reason for the Chrysler 200’s rapid plunge in value is its notoriously spotty reliability record. Various model years have unfortunately been plagued with a litany of issues, ranging from critical transmission failures to vexing electrical gremlins. These recurring problems have severely eroded consumer confidence, rendering the vehicle considerably less desirable in the used car market. Potential buyers, often anticipating the burden of costly repairs or ongoing maintenance, are frequently driven to seek out more dependable alternatives, which invariably forces resale prices into a downward spiral.

Furthermore, the 200 is unfortunately caught in the undertow of the overall decline of Chrysler as a dominant force within the sedan segment. While the brand undoubtedly possesses a rich and storied automotive history, its more contemporary sedans have consistently struggled to maintain a firm foothold against the more trusted and established Japanese and American competitors. This prevailing brand perception weighs heavily on the 200’s resale value, as discerning buyers naturally tend to gravitate towards vehicles from manufacturers with stronger, more reassuring reputations for long-term dependability and financial stability.

Adding to its woes is the broader, shrinking demand for mid-size sedans in general. As today’s consumers increasingly gravitate towards the allure and practicality of SUVs and crossovers, models like the Chrysler 200 find themselves facing significantly tougher competition and dwindling market interest, which further compounds their already depressed resale prices. While its fuel economy and interior quality might be considered decent, they are simply not enough to offset the substantial negatives that plague the model. The 200’s ride and handling have received notably mixed reviews, with some owners pointing to a distinct lack of refinement when compared to its more polished rivals. Its infotainment system and cabin materials, though adequate, seldom manage to stand out in a fiercely competitive segment.

Car Model Information: 2013 Chrysler 200 Touring
Name: Chrysler 200
Manufacturer: Chrysler
Production: 2010–2016
ModelYears: 2011–2017
Assembly: Sterling Heights, Michigan
Class: Mid-size car
Sp: us
Predecessor: Chrysler Sebring
Categories: 2010s cars, All articles with dead external links, All articles with unsourced statements, Articles with dead external links from July 2020, Articles with permanently dead external links
Summary: The Chrysler 200 is a mid-size sedan that was manufactured and marketed by Chrysler from model years 2011 to 2017 across two generations in four-door sedan and two-door convertible (first generation only) body styles. The 200 nameplate debuted on the 200C, a prototype hybrid vehicle shown at the 2009 North American International Auto Show in Detroit and based on the Chrysler 300. The 200C concept was engineered to accept either traditional gasoline, hybrid or full-electric powertrains.

Get more information about: Chrysler 200

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Brand: Chrysler Model: 200
Price: $7,788 Mileage: 117,030 mi.

File:2019 Ford Fusion Hybrid SE, Blue, front left.jpg – Wikimedia Commons, Photo by wikimedia.org, is licensed under CC BY-SA 3.0

12. **Ford Fusion**For many years, the Ford Fusion held a prominent spot as a widely popular midsize sedan, but it’s a sobering truth that it suffers from surprisingly steep depreciation once it crosses the five-year ownership threshold. Despite its initial allure, characterized by sharp styling, a decent performance pedigree, and a comfortable interior, a confluence of several factors inexorably contributes to the Fusion’s rapid and significant loss in financial value.

One of the most profound and primary reasons for the Fusion’s sharp depreciation is Ford’s strategic discontinuation of the model in recent years, a decision that has a profoundly negative impact on demand for used versions. When a major manufacturer ceases production of a vehicle, the widespread perception of potentially limited parts availability and the inherent uncertainty regarding future support often serve as a strong deterrent for potential buyers, inevitably leading to significantly lower resale prices across the board.

Reliability concerns also play a non-trivial role in this devaluation. While a substantial number of Fusion owners have reported overwhelmingly positive experiences, certain model years have regrettably encountered their share of issues, including troublesome transmission failures and frustrating electronic glitches. These documented reliability problems understandably cause prospective buyers to hesitate considerably when contemplating a used Fusion, particularly within a bustling market already overflowing with numerous more dependable competitors.

Furthermore, the Fusion’s fuel economy, while initially competitive at its launch, now unmistakably lags behind the impressive efficiency of more modern hybrids and a new generation of efficient sedans currently available on the market. As fuel efficiency steadily solidifies its position as an increasingly powerful buying factor for consumers, older Fusion models inevitably appear less attractive. This disparity further exacerbates its depreciation, accelerating its decline in market value.

Additionally, the Fusion’s interior and its technology features, which were once considered compelling selling points, now regrettably feel somewhat dated when stacked against its contemporary rivals. As infotainment systems and the quality of cabin materials undergo rapid and continuous evolution, used car buyers are naturally inclined to favor vehicles that present a more modern and fresh aesthetic, both in terms of appearance and tactile experience, in the highly competitive used market.

Car Model Information: 2012 Ford Fusion SE
Name: Ford Fusion
Manufacturer: Ford Motor Company
Class: Mid-size car
Production: August 2005 – July 2020
ModelYears: 2006–2020
Predecessor: Ford Contour
BodyStyle: sedan (automobile)
Layout: Front-engine, front-wheel-drive
Caption: Ford Fusion Titanium Energi
Aka: Ford Mondeo
Categories: 2010s cars, 2020s cars, All-wheel-drive vehicles, All articles with dead external links, Articles with dead external links from August 2019
Summary: The Ford Fusion is a mid-size car that was manufactured and marketed by the Ford Motor Company. From the 2006 through 2020 model years, two generations of the Fusion have been produced in gasoline, gas/electric hybrid, and gas/plug-in electric hybrid variants. The Fusion was manufactured at Ford’s Hermosillo Stamping and Assembly plant in Sonora, Mexico, alongside the Lincoln MKZ, and formerly the Mercury Milan, both of which share its CD3 platform. Production on the first Fusions began on August 1, 2005. The Fusion replaced the Mondeo for the Latin American markets, except in Argentina (where the current European Mondeo is available); in the United States and Canada it superseded the then mid-size Taurus and the compact Contour. The Fusion is positioned between the compact Ford Focus and the full-size Ford Taurus. In the Middle East, this model is sold alongside the Mondeo. Versions sold there are available only with the 2.5-liter engine. Unlike in the United States, Canada, and Latin America, no V6 engine is available in that region. The same is true in South Korea, where only the 2.5-liter engines (including those for the hybrid model) are available as of the 2012 model year. The second generation line-up includes a gasoline engine option, an EcoBoost engine option, a next-generation hybrid model, and a plug-in hybrid version, the Ford Fusion Energi, making the Ford Fusion the first production sedan to offer these four options. Sales of the gasoline-powered and hybrid versions began in the U.S. in October 2012 under the 2013 model. Sales in Europe and Asia as Ford Mondeo began in 2015, along with South Africa, where the Fusion name was used. Deliveries of the Fusion Energi began in the U.S. in February 2013. The entire 2013 Fusion line-up was awarded with the 2013 Green Car of the Year at the 2012 Los Angeles Auto Show. In 2019, the Fusion was the seventh-best selling car in the United States.

Get more information about: Ford Fusion (Americas)

Buying a high-performing used car >>>
Brand: Ford Model: Fusion
Price: Not Priced Mileage: 115,247 mi.

“Nissan Altima” by JLaw45 is licensed under CC BY 2.0

13. **Nissan Altima**The Nissan Altima has long enjoyed its status as a reliable staple within the midsize sedan market, yet its resale value, unfortunately, tends to take a rather significant hit once it reaches the five-year mark. While the Altima undeniably offers a decent blend of comfort, contemporary technology, and respectable fuel economy, several underlying factors collectively contribute to its notably steep depreciation curve, making it a less-than-ideal long-term investment.

A major contributing factor behind the Altima’s rapid erosion of value is the disconcerting inconsistency in its reliability across different model years. Certain generations have, regrettably, been plagued by a variety of engine problems, including vexing timing chain issues and problematic variable valve timing failures, all of which can inevitably lead to exceptionally costly repairs down the road. These significant mechanical concerns understandably serve as a strong deterrent for used buyers, casting a long shadow that negatively impacts its overall resale prices.

The Altima also finds itself in a fiercely competitive arena, facing relentless pressure from more reliably performing and overwhelmingly better-reviewed rivals, such as the perennially popular Toyota Camry and the consistently dependable Honda Accord. These formidable competitors have meticulously cultivated and established far stronger reputations for both longevity and overall owner satisfaction, consequently rendering the Altima a comparatively less appealing choice within the bustling used car market.

Another compelling contributor to its depreciation is the pervasive and growing shift in consumer preferences, moving decidedly away from traditional sedans and gravitating instead towards the perceived versatility and higher ride height of SUVs and crossovers. This widespread trend has adversely affected many midsize sedans, and the Altima, despite undergoing various redesigns and updates, struggles considerably to maintain its relevance and appeal among buyers who now overwhelmingly prefer taller, more utilitarian vehicles.

Car Model Information: 2013 Nissan Altima 2.5 S
Name: Nissan Altima
Caption: 2024 Nissan Altima SR (L34; US)
Manufacturer: Nissan
Aka: Nissan Bluebird
Production: 1992–present
Class: Compact car
Predecessor: Nissan Bluebird,Nissan Stanza
ModelYears: 1993–present
Categories: 2000s cars, 2010s cars, 2020s cars, All-wheel-drive vehicles, All Wikipedia articles written in American English
Summary: The Nissan Altima is a mid-size car manufactured by Nissan since 1992. It is a continuation of the Nissan Bluebird line, which began in 1955. The Altima has historically been larger, more powerful, and more luxurious than the Nissan Sentra but less so than the Nissan Maxima. The first through fourth-generation cars were manufactured exclusively in the United States and officially sold in North and South America, along with the Middle East and Australia. For other markets, Nissan sold a related mid-size sedan called the Nissan Teana which was between the Altima and Maxima in terms of size. In 2013, the Teana became a rebadged version of the fifth-generation Altima. The name “Altima” was originally applied to a top trim line of the Nissan Leopard for the Japanese market in 1986, and then to the Nissan Laurel Altima mid-size car sold in Central America and the Caribbean before 1992. In 1992, Nissan discontinued the Stanza which was a Nissan Bluebird clone, replacing it with the US-built Altima, while remaining a compact car. The first Altima was produced in June 1992, as a 1993 model. All Altima models for the North American market were built in Smyrna, Tennessee, until June 2004, when Nissan’s Canton, Mississippi plant also began producing the model to meet high demand.

Get more information about: Nissan Altima

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Brand: Nissan Model: Altima
Price: $8,961 Mileage: 80,139 mi.

“2016 Chevrolet Malibu” by Stradablog is licensed under CC BY 2.0

14. **Chevrolet Malibu**The Chevrolet Malibu has historically served as Chevrolet’s flagship midsize sedan, yet it, too, experiences a rather significant and often surprising depreciation within just five years of ownership. Despite its initially appealing styling and a competitive suite of features at launch, a confluence of several persistent issues has undeniably contributed to its alarmingly steep and consistent loss in resale value, making it a tricky proposition for long-term owners.

One of the primary and most impactful reasons for the Malibu’s noticeable depreciation is its decidedly mixed reliability record. While some specific model years have indeed proven to be quite dependable and trouble-free, others have unfortunately suffered from recurring problems, including notoriously problematic transmission issues and various engine malfunctions. These inconsistent and often contradictory reliability reports sow considerable uncertainty among potential used car buyers, an apprehension that invariably pushes resale prices into a downward spiral, making the car a less attractive investment.

Furthermore, the Malibu finds itself in an intensely competitive battleground, constantly vying against midsize sedans that consistently achieve higher scores in crucial metrics like reliability and overall owner satisfaction. Stalwarts such as the Honda Accord and the Toyota Camry have meticulously established far stronger and more reassuring reputations, consequently leaving the Malibu often less favored and somewhat overlooked in the bustling and highly scrutinized resale market.

Additionally, the Malibu’s interior quality and its integrated technology offerings have a tendency to noticeably lag behind those of its segment leaders. Although more recent models have shown commendable improvements, older Malibus have frequently been criticized for their less refined materials and the presence of distinctly outdated infotainment systems. This perceived lack of modernity and sophistication renders the vehicle less attractive to contemporary buyers who are increasingly seeking a more modern and technologically advanced driving experience.

Volkswagen Passat (5-Year-Old Model) — File:1998 Volkswagen Passat S TDi 1.9 Front.jpg – Wikimedia Commons, Photo by wikimedia.org, is licensed under CC BY-SA 4.0

15. **Volkswagen Passat**The Volkswagen Passat enters the midsize sedan arena, initially captivating buyers with its distinctive European styling, a remarkably spacious interior, and a driving dynamic that feels robust and confident. However, despite these undeniable positives, the Passat regrettably tends to depreciate sharply after five years, leading to a significantly steep drop in its resale value, a critical factor for any shrewd buyer to consider.

A pivotal reason behind this considerable depreciation is the Passat’s inconsistent reliability record, a concern that is particularly pronounced within the North American market. Certain model years have unfortunately been plagued by a series of costly issues, including frustrating engine misfires, persistent transmission problems, and vexing electrical faults. These recurring maintenance concerns understandably render used Passats considerably less attractive to cautious buyers who are naturally wary of the potential for expensive and unexpected repairs down the line.

Another substantial factor contributing to the Passat’s steep depreciation is Volkswagen’s comparatively weaker brand presence within the highly competitive U.S. sedan market, especially when stacked against its more established and trusted Japanese competitors. While Volkswagen certainly boasts a loyal, albeit niche, following, many mainstream buyers unfortunately perceive the brand as inherently riskier in terms of long-term ownership costs and overall reliability, impacting their confidence in its enduring value.

The Passat’s interior, though undeniably spacious and practical, sometimes falls short in terms of material quality and the sophistication of its technology features, particularly in older models. Buyers actively shopping in the used car market often express a preference for sedans equipped with more up-to-date infotainment systems and cabins that exude a more upscale and contemporary feel, a preference that inadvertently places the Passat at a distinct disadvantage in a discerning market.

Car Model Information: 2014 Volkswagen Passat 1.8T Auto SE w/Sunroof & Nav
Name: Volkswagen Passat
Caption: Passat B9
Manufacturer: Volkswagen
Aka: Volkswagen Dasher,Volkswagen Quantum,Volkswagen Santana,Volkswagen Corsar,Volkswagen Magotan (China),Volkswagen Carat
Production: 1973–present
Class: Mid-size car
Layout: Front-engine, front-wheel-drive layout
Predecessor: Volkswagen Type 4,Volkswagen Type 3,Volkswagen K70
Successor: Volkswagen ID.7
Sp: uk
Categories: 1970s cars, 1980s cars, 1990s cars, 2000s cars, 2010s cars
Summary: The Volkswagen Passat is a nameplate of large family cars (D-segment) manufactured and marketed by the German automobile manufacturer Volkswagen since 1973 and also marketed variously as the Dasher, Santana, Quantum, Magotan, Corsar and Carat — in saloon, estate, and hatchback body styles. A “four-door coupé” variant of the Passat with a lower roof was released in the North American market in 2008 as the Passat CC, which was then renamed to Volkswagen CC. The CC was succeeded by the Arteon in 2017. In January 2011, Volkswagen introduced a separate Passat model line, internally designated “Volkswagen New Midsize Sedan” or NMS, that was manufactured in the US at the Chattanooga assembly plant and in China at Nanjing by SAIC-Volkswagen. Developed to increase Volkswagen sales in North America, the Passat NMS is larger and costs less to produce, and is sold in the North America, South Korea, China, and Middle East. The separate B8 Passat model entered production, based on the MQB platform. In 2019, the Passat NMS program was split into two as the North American one continued being produced on an older platform while the Chinese Passat moved on to the MQB platform, which resulted in Volkswagen marketing three models under the Passat nameplate globally at that time. The North American Passat was discontinued after the 2022 model year. Volkswagen ended the production of the saloon Passat for the European market in 2022. The B9 Passat, released in 2023, is only available in an estate body style. The Passat continues to be available as a saloon in China. The “Passat” is one of several Volkswagen models named after a wind: “Passat” is the usual German word for “Trade winds”.

Get more information about: Volkswagen Passat

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Brand: Volkswagen Model: Passat
Price: $7,500 Mileage: 107,908 mi.

Navigating the world of used sedans is less about finding a short-term bargain and more about making a long-term investment. As we’ve explored, the true cost of car ownership extends far beyond the initial price tag, unfolding over years as warranties expire and wear and tear set in. From the hidden expenses of luxury imports to the surprising resilience of value-retaining champions, every vehicle tells a financial story. By arming yourself with this knowledge, you’re not just buying a car; you’re investing wisely in your future, ensuring your next ride remains a joy, not a drain, on your wallet. Make informed choices, drive smart, and keep your financial odometer ticking in the right direction.