The dream of a new car often comes with a significant price tag, yet the initial purchase cost is merely the first hurdle in the race of vehicle ownership. Beyond the attractive label price, a complex web of hidden expenses awaits, including registration fees, insurance premiums, routine maintenance, and perhaps most daunting of all, unexpected repair bills. While the joy of driving a new vehicle can be immense, failing to account for these ongoing financial demands can quickly turn exhilaration into financial distress.
It’s a critical oversight to assume all vehicles carry similar long-term ownership costs. The reality is that some cars are distinctly pricier to keep on the road than others, often revealing themselves as “money pits” if consumers aren’t adequately prepared or informed. Understanding which vehicles are predisposed to these significant financial burdens is paramount for any diligent car buyer aiming to make a truly informed decision that safeguards their finances in the long run.
In this comprehensive guide, drawing on thorough research and extensive data, we delve into the world of high-maintenance vehicles. We will meticulously examine specific models that have earned a reputation for sky-high repair costs, offering an objective look at why certain cars clean out wallets faster than others. Our aim is to provide actionable insights, empowering consumers to make smart choices and avoid the significant financial pitfalls associated with notoriously expensive-to-fix automobiles.
1. **Porsche Cayenne**When the name Porsche is mentioned, performance and luxury immediately come to mind. The Cayenne, an SUV synonymous with powerful engines and precise handling, is undoubtedly a vehicle many competitors envy. However, like two sides of a coin, this prestige comes with a less glamorous aspect: exceptionally high repair costs. This financial reality makes the Cayenne a cautionary tale for prospective luxury SUV owners.
According to detailed reliability data, the chance of a Porsche Cayenne needing a repair within ten years is a “whopping 60.9%.” This figure is significantly higher than what many consumers might anticipate for a premium brand. Such a high probability of repair indicates that owners should be prepared for frequent trips to the service center, potentially disrupting both their schedule and their budget.
Further illustrating its costly nature, the Cayenne is rated a mere “1.5 on the RepairPal” reliability scale, which is notably low. This low rating reflects not just the frequency but also the potential severity of repairs. The average annual repair cost for the Porsche Cayenne stands at “$1,231,” an amount substantially higher than the typical average cost, which is stated as $807 for other vehicles. This disparity clearly highlights the increased financial commitment required to maintain this high-performance SUV in optimal condition.
Prospective owners must carefully weigh the allure of the Cayenne’s performance against the documented likelihood of frequent and expensive repairs. While the driving experience may be unparalleled, the long-term financial implications are considerable, demanding a robust budget for ongoing maintenance and unexpected fixes. Ignoring these figures could lead to significant financial strain for those unprepared for the true cost of luxury ownership.
Car Model Information: 2016 Porsche Cayenne Turbo S
Name: Porsche Cayenne
Manufacturer: Porsche
Production: August 2002–present
ModelYears: 2003–present
Class: crossover SUV
Layout: Front-engine, four-wheel-drive
Categories: 2010s cars, 2020s cars, All-wheel-drive vehicles, All articles needing additional references, All articles with dead external links
Summary: The Porsche Cayenne is a series of automobiles manufactured by the German company Porsche since 2002. It is a luxury crossover SUV, and has been described as both a full-sized and a mid-sized vehicle. The first generation was known within Porsche as the Type 9PA (955/957) or E1. It was the first V8-engined vehicle built by Porsche since 1995, when the Porsche 928 was discontinued. It is also Porsche’s first off-road variant vehicle since its Super and Junior tractors of the 1950s, as well as the first production Porsche with four doors. Since 2014, the Cayenne has been sold alongside a smaller Porsche SUV, the Macan.
The second-generation Cayenne (Type 92A or E2) was unveiled at the 2010 Geneva Motor Show in March. The Cayenne shares its platform, body frame, doors, and electronics with the Volkswagen Touareg and Audi Q7. It received a facelift in 2014 with minor external changes, and introduced a new plug-in E-Hybrid version with its public launch at the Paris Motor Show. Since 2008, all engines have featured direct injection technology. The third generation (Type 9YA or E3) was unveiled in 2017 in the German city of Stuttgart.
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Brand: Porsche Model: Cayenne
Price: $45,500 Mileage: 81,796 mi.
Read more about: Buyer Beware: 12 SUV Models Plagued by Expensive, Post-Warranty Repairs
2. **BMW X6 M**The BMW X series has gained a certain notoriety in automotive discussions, with several models frequently appearing on lists of vehicles known for their significant maintenance expenses. Among these, the BMW X6 M stands out, presenting a compelling case study in the intersection of high performance and substantial repair costs. Its presence on such lists serves as a clear warning to potential buyers.
Evaluations from platforms like RepairPal assign the BMW X6 M a “2-star rating,” indicating a below-average reliability performance. This rating suggests that owners are more likely to encounter issues that necessitate professional attention than they might with more dependable vehicles. Such a rating should prompt consumers to exercise increased caution when considering this model.
Adding to this concern, AutoList’s estimates reveal that “the chance of needing major repair is 54.6%” for the BMW X6 M. This substantial probability underscores the potential for not just minor fixes, but truly significant and financially impactful repairs over the vehicle’s lifespan. Major repairs can often render a vehicle unusable for extended periods, compounding the financial burden with inconvenience.
The average annual repair cost for the X6 M is reported at “$1,206.” This figure solidifies its position “as one of the most expensive SUVs” to maintain on a yearly basis. For buyers drawn to the X6 M’s aggressive styling and robust performance, it is crucial to factor in this high recurring expense into their overall ownership budget, recognizing that the initial purchase price is just the beginning of the financial journey.
Car Model Information: 2024 Hyundai SANTA FE SEL 2.4
Name: BMW X6
Caption: BMW X6 (G06)
Manufacturer: BMW
Production: December 2007 – present
ModelYears: 2008–present
Class: Executive car,crossover SUV
BodyStyle: coupé SUV
Layout: Front-engine, four-wheel-drive
Related: BMW X5
Categories: 2000s cars, 2010s cars, 2020s cars, All-wheel-drive vehicles, All Wikipedia articles written in British English
Summary: The BMW X6 is a mid-size luxury crossover SUV by German automaker BMW. The BMW X6 is the originator of the sports activity coupé (SAC), referencing its sloping rear roof design. It combines the attributes of an SUV (high ground clearance, all-wheel drive and all-weather ability, large wheels and tires) with the stance of a coupé (styling featuring a sloping roof). It is built in BMW’s North American plant in Greer, South Carolina alongside the BMW X5, whose platform it shares. Prior to the release of the X7, the X6 was considered a flagship SUV for BMW.
The first generation (E71) was released for sale in April 2008 for the 2008 model year, while the second-generation X6 (F16) was launched at the Paris Motor Show in 2014. The third-generation X6 was revealed in July 2019.
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Brand: BMW Model: X6 M
Price: $26,999 Mileage: 26,947 mi.
Read more about: Beyond the Showroom Shine: A Mechanic and Enthusiast’s Unvarnished Truth About 13 Cars and Why New Isn’t Always Better
3. **Porsche Macan**Another compact SUV from the prestigious Porsche lineup, the Macan, further reinforces the brand’s association with high ownership costs. While it delivers the expected blend of sporty performance and luxury, its financial demands in terms of maintenance and repairs are undeniably significant, echoing the patterns observed with its larger sibling, the Cayenne. This consistent trend across certain Porsche models warrants careful consideration.
The Macan’s reliability rating mirrors that of the Cayenne, standing at a low “1.5 out of 5.” This score signals a higher-than-average likelihood of encountering mechanical or electrical issues during ownership. For a vehicle positioned in the luxury segment, such a reliability rating can be particularly concerning for consumers who anticipate a smoother and less financially demanding ownership experience.
Financial projections for the Macan indicate that its “annual average cost is $1,265.” This figure is even higher than that of the Cayenne, placing the Macan firmly among the most expensive compact SUVs to maintain on a yearly basis. This average cost represents a significant recurring expense that should be a primary consideration for anyone contemplating a purchase.
Furthermore, the estimated probability of the Macan needing “a major repair in ten years” is also high, at “60.9%.” This statistic, identical to the Cayenne’s, highlights a systemic challenge within certain Porsche models regarding long-term reliability and the potential for substantial, wallet-draining fixes. Consumers must realistically assess their financial capacity to absorb these predicted costs alongside the vehicle’s aesthetic and performance appeal.
Car Model Information: 2021 Porsche Macan Base
Name: Porsche Macan
Manufacturer: Porsche AG
Production: February 2014 – present
ModelYears: 2015–present
Class: Compact luxury crossover SUV
BodyStyle: SUV
Caption: 2024 Porsche Macan 4 Electric
Categories: All-wheel-drive vehicles, All Wikipedia articles written in British English, All articles needing additional references, All articles with unsourced statements, Articles needing additional references from September 2025
Summary: The Porsche Macan is a compact luxury crossover SUV (D-segment) produced by German manufacturer Porsche since 2014. It is the smaller SUV from Porsche below the Cayenne. The first-generation Macan entered production from February 2014 with petrol and diesel engine options. In 2024, Porsche released the second-generation Macan which is a battery electric vehicle built on the dedicated Premium Platform Electric (PPE) EV platform. The first-generation and second-generation Macan will be marketed side-by-side, providing multiple powertrain options for consumers.
Since 2015, its first full year in the market, the Macan has been the best-selling Porsche model globally ahead of the larger Cayenne.
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Brand: Porsche Model: Macan
Price: $26,980 Mileage: 105,695 mi.
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4. **Mercedes-Benz Sprinter Van**The Mercedes-Benz Sprinter Van is a highly versatile vehicle, popular among businesses and individuals alike due to its array of sizes and configurations that accommodate various occupational needs. Its flexibility and renowned Mercedes-Benz engineering make it an attractive choice. However, this adaptability also comes with a notable financial challenge, particularly concerning its long-term repair expenses.
Despite its utility, the Sprinter Van presents a “56.7% risk of extensive repair in the ten years of purchase.” This percentage is a substantial indicator that owners are highly likely to face significant repair events during the typical lifespan of the vehicle. Such a high risk necessitates careful financial planning and consideration of a dedicated repair fund to mitigate potential financial shocks.
The projected repair cost for the Sprinter Van over a ten-year period is a “sizable chunk, i.e., $18,364.” This figure is not an annual average but a cumulative estimate, representing a substantial investment required to keep the van operational. For commercial users especially, this translates directly into operational costs that can impact profitability if not properly budgeted for.
The context suggests a clear financial dilemma: owners can either “scoop out this amount for repairs or get a vehicle with equally excellent performance but better reliability.” This statement underscores the importance of a holistic view when purchasing a workhorse vehicle like the Sprinter. While its initial capabilities are strong, its long-term financial demands highlight the need for a pragmatic decision based on total cost of ownership rather than just purchase price or immediate functionality.
Car Model Information: 2021 Nissan Rogue SL
Name: Mercedes-Benz Sprinter
Caption: Mercedes-Benz Sprinter (Third generation)
Manufacturer: ubl
Aka: Freightliner Sprinter (2001–2021),Dodge Sprinter (2003–2009),Volkswagen Crafter (2006–2017)
Production: 1995–present
ModelYears: 1995–present (Europe) , 2002–present (North America)
Assembly: Düsseldorf,Tiaret,Nizhny Novgorod
Class: Light commercial vehicle,Full-size van
BodyStyle: vehicle door,pickup truck,crew van,minibus
Related: Volkswagen Crafter,Volkswagen Transporter LT
Successor: Fiat Ducato#Ram ProMaster
Layout: FF layout,FR layout,F4 layout
Sp: uk
Predecessor: Mercedes-Benz TN,Dodge Ram Van,Mercedes-Benz Vario
Categories: 1990s cars, 2000s cars, 2010s cars, All articles needing additional references, All articles with unsourced statements
Summary: The Mercedes-Benz Sprinter is a light commercial vehicle (van) built by Mercedes-Benz Group AG of Stuttgart, Germany as a large van, chassis cab, minibus, and pickup truck. In the past, the Sprinter had been sold under the Mercedes-Benz, Dodge, and Freightliner nameplates. In the U.S., it was built from complete knock down (CKD) kits by Freightliner. Re-badged and re-engined Sprinters were also sold by Volkswagen Commercial Vehicles as the Volkswagen LT and the Volkswagen Crafter. They are now primarily marketed by Mercedes-Benz.
In the Mercedes-Benz van lineup, the Sprinter is the largest model offered, followed by the mid-size Vito (aka Viano, V-Class, and EQV) and small Citan.
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Brand: Mercedes-Benz Model: Sprinter Van
Price: $20,995 Mileage: 117,217 mi.
Read more about: Beyond the Garage: Unearthing the Most Practical and Enjoyable Classic Cars for Your Daily Drive
5. **Land Rover Range Rover**The Land Rover Range Rover embodies the pinnacle of full-size luxury SUVs, offering a potent blend of rugged off-road capability and opulent interior comfort. It’s a dream vehicle for many, projecting an image of adventure and sophistication. Yet, this aspirational status comes with a stark financial reality when it comes to maintenance and repair, with costs that are, much like its size, notably “BIG!”
The average annual repair cost for a Land Rover Range Rover is estimated at “almost $1,258 yearly to stay in the optimum condition.” This figure positions it among the most expensive vehicles to maintain on an annual basis, even among other luxury competitors. Such a recurring expense demands a significant commitment from owners to preserve the vehicle’s renowned performance and luxury features.
On RepairPal’s reliability scale, the Range Rover scores “just a 2 out of 5.” This below-average rating indicates a higher propensity for mechanical and electrical issues compared to more reliable vehicles. For a brand celebrated for its engineering, this reliability score serves as an important piece of information for potential buyers, suggesting that breakdowns and needed repairs may be a more frequent occurrence than desired.
Furthermore, the “probability of it requiring a major repair in a decade’s duration is 50.6%.” This statistic signifies that there’s roughly a one-in-two chance that a Range Rover owner will face a substantial, potentially debilitating repair within ten years of ownership. This high probability, coupled with the considerable annual costs, makes a strong case for rigorous budgeting and perhaps an extended warranty for those who choose to own this luxurious, yet demanding, SUV.
Car Model Information: 2021 Nissan Rogue SL
Caption: 2022 Range Rover SE P440e (L460, fifth generation, United Kingdom)
Aka: unbulleted list
Name: Range Rover
Manufacturer: unbulleted list
Production: 1969–present
Assembly: unbulleted list
Class: unbulleted list
Layout: Front-engine, four-wheel-drive layout
Sp: uk
Categories: 1980s cars, 1990s cars, 2000s cars, 2010s cars, 2020s cars
Summary: The Land Rover Range Rover, generally shortened to Range Rover, is a 4WD luxury mid to full size crossover marque and sub-brand of Jaguar Land Rover, owned by India-based Tata Motors. The Range Rover line was launched in 1970 by British Leyland and since 2022 is in its fifth generation.
Additional models have been launched under the Range Rover name, including the Range Rover Sport, Range Rover Evoque, and Range Rover Velar.
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Brand: Land Rover Model: Range Rover
Price: $20,995 Mileage: 117,217 mi.
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6. **Jaguar F-Pace**The Jaguar F-Pace, a monstrous vehicle in terms of presence and performance, has successfully captivated many SUV enthusiasts. It often appeals to those who desire the luxury and dynamic driving experience of premium brands but might find the initial buying cost of more expensive alternatives prohibitive. However, this perceived affordability at purchase can be misleading, as the long-term ownership costs paint a different, more expensive picture.
While the F-Pace’s buying cost is “relatively lower” compared to some peers in the same luxury category, its ongoing expenses demand a significant financial commitment. The National Highway Traffic Safety Administration (NHTSA) “has yet to rate it,” which might leave some data-driven consumers seeking more objective reliability assessments. Nevertheless, existing indicators provide insights into potential ownership challenges.
Despite the lack of an official NHTSA rating, the F-Pace has been subject to “two recalls and six complaints” as noted in the context. Recalls, while typically covered by the manufacturer, can be an inconvenience, and a pattern of complaints, even if few, can hint at underlying issues that may eventually lead to out-of-pocket repairs. These early warning signs are critical for potential buyers to acknowledge.
According to AutoList’s estimate, prospective F-Pace owners “should always have a rainy-day fund worth $16,103 for the ten years preceding the purchase.” This substantial figure represents the projected total repair cost over a decade, far exceeding average expectations. It serves as a strong advisory that while the initial entry price might be appealing, the F-Pace demands significant financial preparedness for its eventual repair needs, making it a potentially costly long-term investment.
Car Model Information: 2021 Jaguar F-PACE S
Name: Jaguar F-Pace
Manufacturer: Jaguar Land Rover
ModelCode: X761
Production: February 2016–present
Assembly: Solihull plant
Class: Compact crossover SUV
BodyStyle: SUV
Layout: ubl
Platform: JLR D7a
Related: Jaguar XE,Jaguar XF (X260),Range Rover Velar
Engine: ubl
Motor: 106 kW
Abbr: on
Transmission: Manual transmission,ZF 8HP transmission
Drivetrain: Mild Hybrid
Battery: Kilowatt-hour,Lithium-ion battery
Wheelbase: 2874 mm
Length: 4731 mm
Width: 1936 mm
Height: 1667 mm
Weight: Convert
Designer: Ian Callum
Sp: uk
Categories: 2020s cars, All Wikipedia articles written in British English, Articles with short description, CS1 maint: archived copy as title, Cars introduced in 2016
Summary: The Jaguar F-Pace (X761) is a compact luxury crossover SUV made by Jaguar Land Rover, a British car manufacturer, under their Jaguar marque. It is the first Jaguar model in the SUV class. It was formally announced at the 2015 North American International Auto Show in Detroit, with sales commencing in 2016 following an unveiling at the 2015 International Motor Show Germany in Frankfurt.
The design of the F-Pace is based on the Jaguar C-X17 concept car, which was unveiled on September 9, 2013, at the Frankfurt Motor Show. The 2017 Jaguar F-Pace has been named the honorary winner of the 2017 World Car of the Year and World Car Design of the Year Awards at the New York International Auto Show. The F-Pace is built at Jaguar Land Rover’s Solihull plant along with the Range Rover Velar and employs an additional 1,300 workers.
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Brand: Jaguar Model: F-Pace
Price: $29,451 Mileage: 23,204 mi.
Read more about: Vehicles That Spell Trouble: 15 Cars with Notoriously Costly Repair Histories for Consumers
7. **Porsche Cayman**The Porsche Cayman stands as a testament to exceptional design and driving dynamics within the luxury compact car segment. Its captivating looks and exhilarating performance make it a top choice for enthusiasts seeking a pure driving experience. However, the sheer pleasure of owning such a machine, unfortunately, doesn’t exempt it from the brand’s notorious reputation for high repair and maintenance costs.
Reliability ratings for the Porsche Cayman on RepairPal are “just 2 out of 5,” indicating a below-average performance in terms of dependability. This score suggests that owners are likely to face repair jobs more frequently than with vehicles offering higher reliability ratings. For a car designed for performance, unexpected downtime due to repairs can significantly detract from the ownership experience.
The expectation that the Cayman “will likely need repair jobs frequently” directly translates into ongoing financial outlays. This means that owners should not only budget for routine servicing but also anticipate a regular cadence of more substantial repairs. This consistent demand for attention sets it apart from vehicles known for their robustness and lower frequency of needed interventions.
Consequently, the Porsche Cayman finds its place on this list with an “average annual maintenance cost of $1,135.” This figure, while perhaps not as stratospheric as some other luxury vehicles, still significantly exceeds the general average for car maintenance. For those considering the Cayman, it’s essential to recognize that this annual cost is a non-negotiable part of the privilege of ownership, requiring consistent financial foresight to keep this exceptional compact car running optimally.
Car Model Information: 2016 Porsche Cayman GTS
Name: unbulleted list
Caption: Porsche Boxster Spyder (718)
Manufacturer: Porsche
Aka: unbulleted list
Production: unbulleted list
Assembly: unbulleted list
Class: Sports car
BodyStyle: unbulleted list
Related: unbulleted list
Layout: Rear mid-engine, rear-wheel drive layout
Predecessor: Porsche 968
Categories: All Wikipedia articles written in British English, All articles needing additional references, All articles with dead external links, All articles with unsourced statements, Articles needing additional references from August 2025
Summary: The Porsche Boxster and Cayman are mid-engine two-seater sports cars manufactured and marketed by German automobile manufacturer Porsche across four generations—as a two-door, two-seater roadster (Boxster) and a three-door, two-seater fastback coupé (Cayman).
The first generation Boxster was introduced in 1996; the second generation Boxster and the Cayman arrived in late 2005; and the third generation launched in 2012. Since the introduction of the fourth generation in 2016, the two models have been marketed as the Porsche 718 Boxster and Porsche 718 Cayman.
The nameplate Boxster is a portmanteau of boxer, a reference to its flat or boxer engine, and Speedster, a nod to the original Porsche Speedster of the 1950’s. The nameplate Cayman is an alternative spelling of caiman, a member of the alligator family.
In May 2025 Porsche North America confirmed the rumours that global “production for all current 718 Boxster and 718 Cayman variants, including RS models, is scheduled to end in October of” 2025. Porsche CEO Oliver Blume has confirmed future production of full-electric replacements but said they will arrive in the “medium term.”
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Brand: Porsche Model: Cayman
Price: $79,980 Mileage: 16,833 mi.
Read more about: 14 Luxury Cars Quietly Going Out of Style: An In-Depth Look at Automotive Evolution
8. **Porsche 911**While the Porsche 911 is an icon of automotive engineering, celebrated for its unparalleled driving experience and masterful design, prospective buyers must also acknowledge the financial commitment required to maintain such a prestigious machine. The allure of its performance often overshadows the underlying reality of its upkeep costs, which can be substantial for even the most dedicated enthusiasts.
According to available data, the average annual repair cost for a Porsche 911 is estimated at a considerable “$1,072.” This figure positions it firmly above the general average for vehicle maintenance, making it a significant ongoing expense that owners must factor into their budgets. For many, this cost is deemed a small price to pay for the privilege of owning such a performance masterpiece.
However, a deeper look into its reliability ranking reveals a more cautious picture. The Porsche 911 ranks “25th out of 31 cars (from the same category) regarding reliability.” This lower-than-average ranking suggests that while the car delivers an exceptional experience, it is also more prone to requiring repairs compared to many of its competitors, potentially leading to more frequent trips to the service center.
While the emotional satisfaction of owning a 911 might often justify these costs for enthusiasts, pragmatic consumers should weigh the joy of ownership against the documented financial demands. Understanding that its engineering sophistication often translates into specialized, and therefore pricier, maintenance is key to a financially sound ownership experience. It’s a testament to the brand’s appeal that many accept this trade-off.
Read more about: Buyer Beware: 12 SUV Models Plagued by Expensive, Post-Warranty Repairs
9. **RAM 2500**The RAM 2500, a formidable heavy-duty truck, is often chosen for its robust capabilities, towing prowess, and durable build, making it a workhorse for many demanding tasks. However, when it comes to long-term reliability and ownership costs, the RAM 2500, along with its 2500-5500 siblings, presents a stark warning to potential buyers regarding future financial outlays.
Reliability testing over a ten-year period indicates that these heavy-duty trucks from RAM are among the “worst in terms of ten-year reliability.” This assessment points to a higher likelihood of significant mechanical or electrical issues arising during the vehicle’s lifespan, demanding considerable attention and investment from owners.
The data is particularly striking concerning the probability of major repairs. There is a “79.2% chance” that a RAM 2500-5500 truck will need a significant repair within a decade of ownership. This exceptionally high figure suggests that nearly four out of five owners can expect to face substantial, costly fixes during their time with the vehicle, a statistic that cannot be overlooked.
Compounding this high probability, the average cost of keeping a RAM 2500 in its best shape over this ten-year duration is projected at “almost $26,000.” This cumulative repair cost is an enormous sum, far exceeding typical expectations for vehicle maintenance and repair. For both individual and commercial owners, this represents a major financial burden that necessitates rigorous budgeting and a clear understanding of the total cost of ownership.
Car Model Information: 2016 RAM 2500 Longhorn
Name: Dodge Ram / Ram pickup
Caption: 2017 Ram 1500 Express
Manufacturer: Dodge
ModelYears: 1981–present
Production: October 1980 – present
Class: Pickup truck#Full-size pickup truck,Pickup truck#Heavy-duty pickup truck
Layout: Front-engine, rear-wheel-drive layout,rear-wheel drive
Predecessor: Dodge D series
Categories: 1990s cars, 2000s cars, 2010s cars, 2020s cars, All-wheel-drive vehicles
Summary: The Ram pickup (marketed as the Dodge Ram until 2010 when Ram Trucks was spun-off from Dodge) is a full-size pickup truck manufactured by Stellantis North America (formerly Chrysler Group LLC and FCA US LLC) and marketed from 2010 onwards under the Ram Trucks brand. The current fifth-generation Ram debuted at the 2018 North American International Auto Show in Detroit, Michigan, in January of that year.
Previously, Ram was part of the Dodge line of light trucks. The Ram name was introduced in October 1980 for model year 1981, when the Dodge D series pickup trucks and B series vans were rebranded, though the company had used a ram’s-head hood ornament on some trucks as early as 1933.
Ram trucks have been named Motor Trend magazine’s Truck of the Year eight times; the second-generation Ram won the award in 1994, the third-generation Ram heavy-duty won the award in 2003, the fourth-generation Ram Heavy Duty won in 2010 and the fourth-generation Ram 1500 won in 2013 and 2014, and the current fifth-generation Ram pickup became the first truck in history to win the award four times, winning in 2019, 2020, 2021 and most recently, 2025.
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Brand: RAM Model: 2500
Price: $31,218 Mileage: 113,036 mi.
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10. **Audi Q7**The Audi Q7 is a full-size luxury SUV that offers a compelling blend of sophisticated design, advanced technology, and a comfortable, pleasing drive, making it a popular choice in its segment. While its overall probability of needing a significant repair might be lower compared to some of the more notorious vehicles on this list, the cost associated with any repairs it does require remains notably high.
On the reliability scale, the Audi Q7 holds an “8th position on a list of 19 full-size luxury SUVs,” which might seem reassuring at first glance. However, its overall “2.5 out of 5 rating” indicates that it falls squarely in the middle, suggesting that while not the absolute worst, it’s certainly not among the most dependable vehicles in its class, leaving room for potential issues.
The financial implications are evident in its maintenance costs. The average annual maintenance cost for the Audi Q7 hovers “around $1,185.” This figure significantly surpasses the general average for vehicle upkeep, positioning it as one of the pricier options to maintain on a yearly basis. This recurring expense is a critical consideration for those drawn to its luxury appeal.
Therefore, while the Audi Q7 undeniably delivers a comfortable and pleasing driving experience, potential owners are strongly advised to thoroughly “assess the ownership cost before settling for it.” The initial appeal of its features and performance should be carefully balanced against the predictable, high annual maintenance costs to ensure the vehicle aligns with one’s long-term financial capacity.
Car Model Information: 2021 Audi Q7 55 Premium Plus
Name: Audi Q7
Manufacturer: Audi AG
Production: November 2005–present
ModelYears: 2006–present
Class: Full-size,luxury SUV
BodyStyle: SUV
Layout: Longitudinal engine,front-engine, four-wheel-drive
Sp: uk
Categories: 2010s cars, 2020s cars, All-wheel-drive vehicles, All Wikipedia articles written in British English, All articles with dead external links
Summary: The Audi Q7 is a crossover SUV made by the German manufacturer Audi, unveiled in September 2005 at the Frankfurt Motor Show. Production of this seven-seater SUV began in November 2005 at the Volkswagen Bratislava Plant in Bratislava, Slovakia.
The Q7 was the first SUV sold by Audi and went on sale in 2006. Later, Audi’s second SUV, the Q5, was unveiled as a 2009 model. Audi has since unveiled a third SUV model, the Q3, which went on sale in the third quarter of 2011, and a fourth SUV model, the Q2, which went on sale in November 2016. The Q7 shares a Volkswagen Group MLB platform and chassis with the Bentley Bentayga, Lamborghini Urus, Porsche Cayenne and the Volkswagen Touareg.
The Q7 is the second largest vehicle from Audi, being surpassed by the Q6 since 2022. While the Q7 has been the flagship SUV in Audi’s product portfolio, a top-of-the-line model with a lower roof, called the Audi Q8, was released in 2018.
It was one of the vehicles involved in the Volkswagen emissions scandal, with the company ordered to buy back some of the affected cars manufactured between 2009 and 2012. The Q7 is also subject to hundreds of NTSB complaints with many relating to potentially catastrophic engine failure issues, and a class-action lawsuit related to squealing brakes.
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Brand: Audi Model: Q7
Price: $29,991 Mileage: 52,765 mi.
Read more about: Buyer Beware: 12 SUV Models Plagued by Expensive, Post-Warranty Repairs
11. **BMW X5**Another entrant from the BMW X series, the X5 is a full-size luxury SUV that, much like its siblings, demands a keen awareness of its long-term financial commitments. While it delivers the expected blend of performance and luxury that BMW owners cherish, its propensity for requiring repairs more frequently than average places it on our list of vehicles with high ownership expenses.
Evaluations from RepairPal assign the BMW X5 a “2 out of 5 reliability rating.” This score indicates a below-average performance in terms of dependability, suggesting that owners should anticipate more frequent visits to the repair shop than they might with vehicles boasting higher reliability scores. Such a rating underscores the importance of a robust maintenance budget.
The pattern of needing repairs “more often than the average” directly translates into ongoing financial outlays. This characteristic means that while the driving experience may be premium, the ownership experience can be punctuated by regular, often expensive, maintenance and unexpected fixes that are part and parcel of owning a complex luxury vehicle.
Prospective buyers of the BMW X5 must recognize that before purchasing one, it’s worth considering the ownership cost. It is recommended to set aside “an average of $1,166 yearly for repairs.” This substantial annual figure is a consistent expense that highlights the true cost of luxury SUV ownership and the financial foresight required to keep this vehicle running optimally.
Car Model Information: 2022 BMW X5 xDrive40i
Name: BMW X5
Manufacturer: BMW
Class: Mid-size,luxury vehicle,crossover SUV
BodyStyle: SUV
Production: 1999–present
Layout: Front-engine, four-wheel-drive layout,Front-engine, rear-wheel-drive layout
Categories: 2000s cars, 2010s cars, All-wheel-drive vehicles, All articles with unsourced statements, Articles with short description
Summary: The BMW X5 is a mid-size luxury crossover SUV produced by BMW. The X5 made its debut in 1999 as the E53 model. It was BMW’s first SUV. At launch, it featured all-wheel drive and was available with either a manual or automatic gearbox. The second generation was launched in 2006, and was known internally as the E70. The E70 featured the torque-split capable xDrive all-wheel drive system mated to an automatic gearbox. In 2009, the X5 M performance variant was released as a 2010 model.
BMW marketed the X5 officially as a “Sports Activity Vehicle” (SAV), rather than an SUV, to indicate its on-road handling capability despite its large dimensions. The X5 signaled a shift away from the utilisation of body-on-frame construction, in favour of more modern monocoque chassis construction. Although the Mercedes-Benz M-Class was introduced more than a year prior to the X5, the X5 was the first to utilise a monocoque chassis. The M-Class used body-on-frame construction until its second generation.
The X5 is primarily manufactured in North America, at BMW Group Plant Spartanburg. Assembly operations also took place in Russia by Avtotor until February 2022, along with operations in India, Indonesia, Malaysia, and Thailand. The X5 is also modified for armoured security versions, at the BMW de México Toluca plant.
The automaker’s SAV series, which was started by the X5, has expanded with derivations of other number-series BMWs. This began in 2003 with the X3, and continued in 2008 with the X6 (which shares its platform with the X5).
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Brand: BMW Model: X5
Price: $39,577 Mileage: 39,525 mi.
Read more about: Beyond the Showroom Shine: A Mechanic and Enthusiast’s Unvarnished Truth About 13 Cars and Why New Isn’t Always Better
12. **Mercedes-Benz G-Class**The Mercedes-Benz G-Class, instantly recognizable for its iconic boxy silhouette, has captivated audiences on screen and road alike, symbolizing a blend of rugged capability and upscale luxury. While its unique personality and robust build are undeniable draws, the G-Class also brings with it a serious and notable financial consideration in the form of its repair costs, which are among the highest on our list.
Despite its reputation for toughness, the G-Class is not immune to needing repairs. There is a “42.7% chance that you’ll need to spend on some inevitable repair in the next ten years.” While this percentage might seem moderate compared to some other vehicles, it still signifies a substantial likelihood of encountering significant issues that require professional attention and investment.
When these repairs do occur, their costs are considerable. The cumulative repair cost for the Mercedes-Benz G-Class over a ten-year period is projected to be “more than $16,500 on average.” This figure is explicitly stated as “one of the highest on our list,” emphasizing the significant financial commitment required to maintain this distinctive luxury SUV.
Owners and aspiring owners must recognize that the G-Class’s specialized engineering and premium components contribute to these elevated repair expenses. The privilege of driving such a distinctive vehicle comes with the responsibility of preparing for these substantial, often inevitable, long-term costs. It’s a clear instance where initial appeal must be balanced against the pragmatic realities of ownership.
Read more about: Maximizing Your Investment: A Kelley Blue Book Deep Dive into Which Used Cars Hold Their Value Best in 2025
13. **Lincoln Navigator**The Lincoln Navigator stands as a prominent contender in the luxury full-size SUV segment, offering spacious comfort and a commanding road presence. While it may not suffer from the lowest reliability scores on our list, its ownership costs, particularly for repairs, still place it in a category that demands careful financial consideration from potential buyers.
With a “2.5 out of 5 rating,” the Lincoln Navigator is positioned as “not as bad as the others in its category regarding maintenance.” This mid-range reliability score indicates that while it may offer a somewhat more predictable ownership experience than some of its peers, it is still prone to issues that will require attention over time.
However, this relatively better reliability rating does not translate into significantly lower costs. This luxury full-size SUV will “still be heavy on the pocket” when it comes to repairs. The premium nature of its parts and the specialized labor often required for its maintenance contribute to these elevated expenses, even for less frequent interventions.
Specifically, the average annual repair cost for the Lincoln Navigator is recorded at “$1,089/year.” This figure, while not the highest on our list, is still considerably above the average for vehicle maintenance. Prospective owners should budget for this consistent annual outlay to ensure they are prepared for the true financial demands of keeping this luxurious SUV in optimal condition.
Car Model Information: 2022 Lincoln Nautilus Standard
Name: Lincoln Navigator
Manufacturer: The Lincoln Motor Company
Caption: 2019 Lincoln Navigator
Production: May 1997–present
ModelYears: 1998–present
Class: Full-size,luxury SUV
BodyStyle: 5-door SUV
Related: Ford Expedition,Ford F-Series
Layout: Front-engine, rear-wheel-drive layout,rear-wheel drive
Assembly: Wayne, Michigan
Categories: 2000s cars, 2010s cars, 2020s cars, All-wheel-drive vehicles, All Wikipedia articles written in American English
Summary: The Lincoln Navigator is a full-size luxury SUV marketed and sold by the Lincoln Motor Company brand of Ford Motor Company since the 1998 model year. Sold primarily in North America, the Navigator is the Lincoln counterpart of the Ford Expedition. It is the heaviest production Lincoln ever built, and is also the Lincoln with the greatest cargo capacity and the first non-limousine Lincoln to offer seating for more than six people.
Lincoln Navigator production was sourced from 1997 to 2009 at the Michigan Assembly Plant in Wayne, Michigan. Since 2009, production has also been sourced from the Kentucky Truck Plant in Louisville, Kentucky.
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Brand: Lincoln Model: Navigator
Price: $26,777 Mileage: 37,117 mi.
Read more about: Navigating the Depreciation Minefield: The Fastest Depreciating Cars of 2025 and What It Means for Your Wallet
14. **Porsche Panamera**The Porsche Panamera, a distinctive luxury sports sedan, masterfully blends high performance with spacious comfort, making it a dream car for many who seek an exhilarating yet practical driving experience. However, beneath its alluring exterior and renowned engineering lies a significant caveat: when it comes to repair costs, the Panamera is, unfortunately, a “total bummer.”
Reliability ratings for the Porsche Panamera paint a particularly concerning picture. According to RepairPal, the Panamera “ranks last in its vehicle category,” a stark indicator of its poor dependability compared to its competitors. This bottom-of-the-list ranking should serve as a serious warning to potential buyers regarding the frequency of needed repairs.
Further emphasizing its financial demands, the Panamera receives a dismal “0.5 out of 5 reliability rating.” This exceptionally low score signals an extremely high likelihood of encountering mechanical and electrical issues during ownership, which will inevitably lead to substantial repair bills and significant downtime for the vehicle.
Consequently, the average annual repair cost for the Porsche Panamera stands at a hefty “$1,252.” While its luxury, performance, and comfort may represent a dream come true for many owners, this high annual cost is a non-negotiable aspect of ownership, requiring considerable financial preparedness and a pragmatic view of long-term expenses.
Car Model Information: 2018 Porsche Panamera Base
Name: Porsche Panamera
Caption: 2024 Porsche Panamera (976)
Manufacturer: Porsche
Production: 2009–present
Assembly: Leipzig
Class: Luxury car
Layout: Front-engine, rear-wheel-drive layout
Predecessor: Porsche 989
Sp: uk
Categories: 2010s cars, 2020s cars, All-wheel-drive vehicles, All articles containing potentially dated statements, All articles with unsourced statements
Summary: The Porsche Panamera is a mid- to full-sized luxury car (E-segment or F-segment for LWB in Europe) manufactured and marketed by German automobile manufacturer Porsche. It currently spans across three generations, using a front-engine and rear- or all-wheel drive configuration.
The Panamera debuted at the 13th Auto Shanghai International Automobile Show in April 2009, later launching hybrid and diesel versions in 2011. In April 2013, the company introduced a facelifted model, again at the Shanghai Auto Show, followed by the US introduction of a plug-in hybrid version, the Panamera S E-Hybrid, in November 2013. Porsche launched the second-generation Panamera in 2016, and in November 2023, the third generation was introduced.
The Panamera name, as with the Carrera name, is derived from the Carrera Panamericana race.
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Brand: Porsche Model: Panamera
Price: $39,880 Mileage: 56,253 mi.
Read more about: Unmasking the Money Pits: 10 Luxury Cars That Spring Costly Repairs on Owners and How to Prepare
15. **Porsche Boxster**The Porsche Boxster, a celebrated roadster, epitomizes agile handling and an engaging driving experience, offering a pure connection to the road that performance enthusiasts adore. Its sleek design and dynamic capabilities make it a highly desirable vehicle, yet like many high-performance machines, its ownership comes with a clear financial expectation regarding maintenance and repairs.
The Boxster carries a “reliability rating of 2.5,” placing it in a mid-range category among vehicles. While this isn’t as low as some of the other Porsche models on this list, it still suggests a higher-than-average likelihood of needing repairs. This rating, combined with a noted “high repair frequency,” indicates that owners should anticipate regular service interventions.
This propensity for frequent repairs means that while individual repair costs might not always be catastrophic, the cumulative effect of these interventions can become substantial over time. Owners should be prepared for ongoing maintenance requirements that extend beyond routine servicing, demanding consistent attention to keep the vehicle in peak condition.
To promptly cope with any unexpected conditions and ensure the Boxster remains a joy to drive, it’s recommended to “save $952 annually” for repairs. While this figure is “not as high as other vehicles on the list,” it still “outweighs the average figure” for car maintenance. This serves as a practical advisory for potential buyers to budget diligently for the car’s specific needs.
**Strategies to Mitigate Costly Fixes and Drive Smarter**
Having explored the vehicles that can present significant financial challenges, the crucial question then becomes: how can discerning consumers navigate the complexities of vehicle ownership to avoid these budget-draining scenarios? While some cars inherently demand higher upkeep, proactive strategies and informed choices can substantially mitigate the risk of costly, unexpected repairs, safeguarding your financial well-being.
One of the most impactful decisions begins before purchase: choosing a reliable car. Brands like Honda, Toyota, Mazda, and Hyundai are consistently lauded for their lower average annual maintenance and repair costs, ranging from “$428 to $468.” Opting for a vehicle from these brands can significantly reduce your exposure to high repair bills from the outset, providing peace of mind and predictable expenses.
Another layer of protection comes from factory warranties. Look for vehicles with long factory warranties, as these can shield you from large repair bills during the initial years of ownership. Hyundai and Mitsubishi, for example, have topped rankings for their comprehensive new car warranty offerings, covering manufacturing defects and ensuring that early issues don’t come out of your pocket.
Crucially, adhering to a diligent regular maintenance schedule is perhaps the most effective preventative measure. Your owner’s manual outlines specific maintenance tasks, from “basic oil changes to drive belt inspections,” typically required every six months. As the adage goes, “routine maintenance is much cheaper than unexpected repairs.” Addressing minor issues promptly and replacing components like “brake pads before they wear down completely” can prevent a cascade of more severe, and much costlier, problems.
Beyond mechanical checks, simple habits like getting regular car washes can contribute to long-term savings. Washing your car frequently helps “blow off salt and other road debris that can cause rust, corrosion and premature wear on your CV boots,” potentially averting a costly “$1,200 CV axle replacement.” This seemingly minor act preserves not only aesthetics but also critical components.
Financial preparedness also extends to insurance. Ensuring you “have the right amount of insurance” – particularly comprehensive coverage – can protect against unforeseen events like floods, hail, or wildlife collisions that could otherwise total your car and leave you with the full replacement bill. It’s an essential safeguard for the unexpected.
Finally, for those with vehicles where repair costs tend to “rise exponentially after year five of ownership,” considering an extended warranty might be a pragmatic choice. While not for everyone, it can offer a financial safety net after the manufacturer’s bumper-to-bumper warranty expires, especially for vehicles known for their unreliability. This can be a strategic move to manage future financial strain.
Car Model Information: 2014 Porsche Boxster Base
Name: unbulleted list
Caption: Porsche Boxster Spyder (718)
Manufacturer: Porsche
Aka: unbulleted list
Production: unbulleted list
Assembly: unbulleted list
Class: Sports car
BodyStyle: unbulleted list
Related: unbulleted list
Layout: Rear mid-engine, rear-wheel drive layout
Predecessor: Porsche 968
Categories: All Wikipedia articles written in British English, All articles needing additional references, All articles with dead external links, All articles with unsourced statements, Articles needing additional references from August 2025
Summary: The Porsche Boxster and Cayman are mid-engine two-seater sports cars manufactured and marketed by German automobile manufacturer Porsche across four generations—as a two-door, two-seater roadster (Boxster) and a three-door, two-seater fastback coupé (Cayman).
The first generation Boxster was introduced in 1996; the second generation Boxster and the Cayman arrived in late 2005; and the third generation launched in 2012. Since the introduction of the fourth generation in 2016, the two models have been marketed as the Porsche 718 Boxster and Porsche 718 Cayman.
The nameplate Boxster is a portmanteau of boxer, a reference to its flat or boxer engine, and Speedster, a nod to the original Porsche Speedster of the 1950’s. The nameplate Cayman is an alternative spelling of caiman, a member of the alligator family.
In May 2025 Porsche North America confirmed the rumours that global “production for all current 718 Boxster and 718 Cayman variants, including RS models, is scheduled to end in October of” 2025. Porsche CEO Oliver Blume has confirmed future production of full-electric replacements but said they will arrive in the “medium term.”
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Brand: Porsche Model: Boxster
Price: $34,989 Mileage: 64,592 mi.
Read more about: 14 Luxury Cars Quietly Going Out of Style: An In-Depth Look at Automotive Evolution
In the grand tapestry of car ownership, every decision, from the initial purchase to daily driving habits, weaves into the overall financial picture. Understanding the potential pitfalls and embracing proactive maintenance are not just about keeping your car running; they are about maintaining your financial health and ensuring your journey on the road is as smooth and worry-free as possible. Choose wisely, stay informed, and drive confidently.
